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Discounts on loans don’t come often

Your latest NerdWallet membership perk is this exclusive 0.50% APR rate reduction from SoFi, a five-star lender.* Better hurry, though: This offer expires on 8/27/22.

A perk that comes with more perks

0.50% APR rate reduction
Fixed rates start at 6.99% APR from one of the top lenders around.*
$0 fees
No origination fees, no prepayment fees, not even late fees.
Unemployment protection
If you lose your job, SoFi will modify your payments to help.

Your shot at a great rate reduction ends soon

Whether you're on a mission to pay off debt, renovate your home, or finance some other major expense, make it happen with this limited time offer. But don't forget, it ends 8/27/22.
*Exclusive Rate Discount: Terms and conditions apply. Offer good for new personal loan customers only and subject to lender approval. To receive the offer, you must: (1) register and/or apply through this email by 8/27/22; (2) complete a loan application with SoFi within 90 days of your application submit date; (3) and meet SoFi's underwriting criteria. Once conditions are met and the loan has been disbursed, the interest rate shown in the Final Disclosure Statement will include an additional 0.50% rate discount. Offer good for new personal loan customers only. Cannot be combined with other offers, with the exception of the 0.25% AutoPay rate discount, 0.25% Direct Pay discount and 0.25% Direct Deposit discount. SoFi reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.

*Fixed rates from 6.99% APR to 21.78% APR (with all discounts). SoFi rate ranges are current as of 4/13/22 and are subject to change without notice. Not all rates and amounts available in all states. See Personal Loan eligibility details. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, income, and other factors. See APR examples and terms. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.