CDs are an excellent way to earn money for doing virtually nothing. They often pay more in interest than your average savings account — sometimes as much as 40 times more. And thankfully, it only takes minutes to find the best one for you. Check out the offers, some of which are from our partners, and start earning more interest today.
CDs typically have a higher APY – though nowadays the differences are slim – but require you to leave your money untouched for the length of the CD term. Savings accounts, on the other hand, offer you access to your cash whenever you want. If you want instant access to your money, a savings account might be the better option.
CD rates hinge on a few basic inputs, so be sure to enter your info below.
Savings accounts offer you access to your cash whenever you want. If you want instant access to your money, a savings account might be the better option than a CD.
at Citizens Access,
With $5000 minimum balance
at Goldman Sachs Bank USA,
With $0 minimum balance
The most important factor for virtually every CD-shopper is the APY. And, as it happens, online banks are the ones offering highly-competitive APYs and rock-bottom maintenance fees.