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Find the right student loan lender for you
Once you've exhausted federal loan options, you may need a private student loan to fill a gap in your financial aid package. Compare rates from these top-rated lenders so you can go back to focusing on your degree.
Lender | Fixed APR | Variable APR | Min credit score | |
|---|---|---|---|---|
 NerdWallet rating | Fixed APR 3.49-12.99% Fixed | Variable APR 1.24-11.98% Variable | Min credit score Mid-600s | on College Ave Private Student Loan's website |
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 NerdWallet rating | Fixed APR 3.53-14.50% Fixed | Variable APR 2.69-12.98% Variable | Min credit score 680 | on Ascent Private Student Loan's website |
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 NerdWallet rating | Fixed APR 6.98-10.74% Fixed | Variable APR 6.61-9.42% Variable | Min credit score 660 | on CommonBond Private Student Loan's website |
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 NerdWallet rating | Fixed APR 3.49-12.78% Fixed | Variable APR 1.24-11.44% Variable | Min credit score 650 | on Earnest Private Student Loan's website |
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 NerdWallet rating | Fixed APR 4.59-12.39% Fixed | Variable APR 1.47-10.87% Variable | Min credit score Does not disclose | on Discover Private Student Loan's website |
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See why the lenders make the grade
- College Ave: More flexible repayment options than other lenders and best for students who want to make payments while they're still in school.
- Ascent: Best for students who don't have a co-signer, and borrowers can make biweekly payments via autopay.
- CommonBond: Best for students who are already planning to use a co-signer and value customer support
- Earnest: Best for borrowers who want to customize their repayment schedule to pay off debt fast.
- Discover: Best for borrowers who may need wiggle room on payments, or those who didn't graduate.
