What is a credit report?
It’s information about you and your history with credit. It includes your name, address, credit accounts and whether you’ve paid on time. It may also contain collections accounts, bankruptcies, judgments or tax liens. It’s important to check that the information is correct and up to date because it can have a powerful impact on your finances. NerdWallet provides a free credit report from TransUnion, one of the three major credit bureaus.