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Our Picks for the Best Roth IRA Account Providers

We’ve spent hundreds of hours reviewing the top Roth IRAs before selecting our favorites. With standout features like superior customer service, low account minimums, competitive commission rates, and more, these providers offer something for every investor — from beginners to seasoned traders. Check out the pros, cons and current offers to find the best Roth IRA for you.

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Broker

Highlights

Commissions

Account Minimum

Current Offers

Start Investing

NerdWallet rating

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Breadth of research; low commissions; customer service

Commissions

$6.95

per trade

Current Offers

Up to $600

in cash bonus with a qualifying deposit to a new Merrill Edge Self-Directed account

on Merrill Edge IRA's secure website

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NerdWallet rating

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No account minimum; free research and education; retirement planning tools

Commissions

$6.95

per trade

Current Offers

$100-$600

in cash bonus with a qualifying deposit

on TD Ameritrade IRA's secure website

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NerdWallet rating

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Sophisticated platform; exceptional research and analytical tools

Commissions

$5

per trade

Current Offers

None

No promotion available at this time

on TradeStation's secure website

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A little about us
At NerdWallet, we offer straightforward info and tools to help you make the best possible financial decisions. All for free. So how do we make money? In most cases, when someone applies or gets approved for a financial product we get paid. But that doesn’t sway our opinions.