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Unrivaled IRA Providers

There are a lot of IRAs out there. So many, in fact, it can be overwhelming to weed through all the options — good and bad — and then confidently choose one.

Social scientists call this “information overload”. We call it inconvenient. To make the search easier, we created this shortlist of standout picks from our partners. And with superior customer service, low account minimums and competitive commission rates and more, they’re a great choice for most investors.

Start investing today

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Compare
Find the IRA that’s right for you.
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Open an account
Jump directly to the provider’s site where you’ll apply.
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Invest
Start investing with the IRA provider.

Standout robo-advisors for hands-off investors

Put your investments on autopilot. These robo-advisors offer portfolio management — informed by computer algorithms and your personal investing preferences — all at an affordable rate.

Broker

Highlights

Commissions

Account Minimum

Current Offers

Start Investing

NerdWallet rating

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Offers access to human advisors for additional fee.

Commissions

0.25%

management fee

Current Offers

Up to 1 year

of free management with a qualifying deposit

on Betterment's secure website

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NerdWallet rating

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Free management of first $5,000 (for NerdWallet readers); advanced tax optimization strategies.

Commissions

0.25%

management fee

Current Offers

$5,000

amount of assets managed for free

on Wealthfront's secure website

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NerdWallet rating

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Targets 70% chance of hitting investing goal and shows trade-offs among investing goals.

Commissions

0.25%

management fee

Current Offers

Up to $750

cash bonus with qualifying deposit

on Ellevest's secure website

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Standout IRA providers for do-it-yourself investors

With low costs and advanced research tools, these brokers are perfect for those who want to manage their own portfolios.

Broker

Highlights

Commissions

Account Minimum

Current Offers

Start Investing

NerdWallet rating

Show Details

No account minimum; free research and education; retirement planning tools

Commissions

$0

per trade

Current Offers

$100 to $600

in cash bonus with a qualifying deposit

on TD Ameritrade IRA's secure website

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NerdWallet rating

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Free stock and ETF trades; no account minimum

Commissions

$0

per trade

Current Offers

None

no promotion available at this time

on Robinhood's secure website

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NerdWallet rating

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SoFi Active Investing: Cryptocurrency trading; fractional shares.

Commissions

$0

per trade

Current Offers

Free

career counseling plus loan discounts with qualifying deposit

on SoFi Active Investing's secure website

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A little about us
At NerdWallet, we offer straightforward info and tools to help you make the best possible financial decisions. All for free. So how do we make money? In most cases, when someone applies or gets approved for a financial product we get paid. But that doesn’t sway our opinions.