Standout IRA Providers

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Unrivaled Roth IRA Providers

A Roth individual retirement account, or IRA, is one of the best places to save for retirement — you put money in after paying income taxes on it, but then your account grows entirely tax-free. In retirement, you don’t have to pay any tax on withdrawals, provided you follow the rules, which can mean more financial freedom for Future You. And it’s easy to get going: It takes just 15 minutes to open an account.

We created this shortlist of standout picks from our partners. And with superior customer service, low account minimums and competitive commission rates and more, they’re a great choice for most investors.

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Standout robo-advisors for hands-off investors

Put your investments on autopilot. These robo-advisors offer portfolio management — informed by computer algorithms and your personal investing preferences — all at an affordable rate.

Broker	Highlights	Commissions	Account Minimum	Current Offers	Start Investing
NerdWallet rating Show Details	Offers access to human advisors for additional fee.	Commissions 0.25% with a balance over $20K or qualifying recurring deposit. Otherwise, $4/month.	Account Minimum $0	Current Offers Up to 1 year of free management for new clients. Terms apply.	Learn more on Betterment's website

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NerdWallet rating Show Details	Free management of first $5,000 (for NerdWallet readers); advanced tax optimization strategies.	Commissions 0.25% management fee	Account Minimum $500	Current Offers Get $50 customer bonus when you fund your first taxable Investment Account	Learn more on Wealthfront's website

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NerdWallet rating Show Details	Targets 70% chance of hitting investing goal and shows trade-offs among investing goals.	Commissions $5 - $9 per month	Account Minimum $0	Current Offers 2 months free with promo code "nerdwallet"	Learn more on Ellevest's website

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Standout IRA providers for do-it-yourself investors

With low costs and advanced research tools, these brokers are perfect for those who want to manage their own portfolios.

Broker	Highlights	Commissions	Account Minimum	Current Offers	Start Investing
NerdWallet rating Show Details	Breadth of research; strong educational offerings	Commissions $0 per trade	Account Minimum $0	Current Offers Up to $600 when you invest in a new Merrill Edge® Self-Directed account.	Learn more on Merrill Edge's website

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NerdWallet rating Show Details	Free stock and ETF trades; no account minimum	Commissions $0 per trade	Account Minimum $0	Current Offers 1 Free Stock after linking your bank account (stock value range $5.00-$200)	Learn more on Robinhood's website

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NerdWallet rating Show Details	Large selection; low fees	Commissions $0 per trade	Account Minimum $0	Current Offers Get up to $600 or more when you open and fund an E*TRADE account	Learn more on E*TRADE's website

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NerdWallet rating Show Details	SoFi Active Investing: Cryptocurrency trading; fractional shares.	Commissions $0 per trade	Account Minimum $0	Current Offers $5 to $1,000 in free stock for users who sign up via mobile app	Learn more on SoFi Active Investing's website

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NerdWallet rating Show Details	A well-rounded online brokerage with top research and educational content.	Commissions $0 per trade	Account Minimum $0	Current Offers None no promotion available at this time	Learn more on TD Ameritrade's website

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