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Unrivaled Roth IRA Providers

A Roth individual retirement account, or IRA, is one of the best places to save for retirement — you put money in after paying income taxes on it, but then your account grows entirely tax-free. In retirement, you don’t have to pay any tax on withdrawals, provided you follow the rules, which can mean more financial freedom for Future You. And it’s easy to get going: It takes just 15 minutes to open an account.

We created this shortlist of standout picks from our partners. And with superior customer service, low account minimums and competitive commission rates and more, they’re a great choice for most investors.

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Standout robo-advisors for hands-off investors

Put your investments on autopilot. These robo-advisors offer portfolio management — informed by computer algorithms and your personal investing preferences — all at an affordable rate.

Broker

Highlights

Commissions

Account Minimum

Current Offers

Start Investing

NerdWallet rating

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Offers access to human advisors for additional fee.

Commissions

0.25%

management fee

Current Offers

Up to 1 year

of free management with a qualifying deposit

on Betterment's website

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NerdWallet rating

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Free management of first $5,000 (for NerdWallet readers); advanced tax optimization strategies.

Commissions

0.25%

management fee

Current Offers

$5,000

amount of assets managed for free

on Wealthfront's website

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NerdWallet rating

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Targets 70% chance of hitting investing goal and shows trade-offs among investing goals.

Commissions

$1 - $9

per month

Current Offers

2 months free

with promo code "nerdwallet"

on Ellevest's website

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Standout IRA providers for do-it-yourself investors

With low costs and advanced research tools, these brokers are perfect for those who want to manage their own portfolios.

Broker

Highlights

Commissions

Account Minimum

Current Offers

Start Investing

NerdWallet rating

Show Details

Breadth of research; strong educational offerings

Commissions

$0

per trade

Current Offers

Up to $600

cash credit with qualifying deposit

on Merrill Edge's website

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NerdWallet rating

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Large selection; low fees

Commissions

$0

per trade

Current Offers

None

no promotion available at this time

on E*TRADE's website

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NerdWallet rating

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SoFi Active Investing: Cryptocurrency trading; fractional shares.

Commissions

$0

per trade

Current Offers

Free

career counseling plus loan discounts with qualifying deposit

on SoFi Active Investing's website

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A little about us
At NerdWallet, we offer straightforward info and tools to help you make the best possible financial decisions. All for free. So how do we make money? In most cases, when someone applies or gets approved for a financial product we get paid. But that doesn’t sway our opinions.