ADVERTISEMENT

Unrivaled Roth IRA Providers

A Roth individual retirement account, or IRA, is one of the best places to save for retirement — you put money in after paying income taxes on it, but then your account grows entirely tax-free. In retirement, you don’t have to pay any tax on withdrawals, provided you follow the rules, which can mean more financial freedom for Future You. And it’s easy to get going: It takes just 15 minutes to open an account.

We created this shortlist of standout picks from our partners. And with superior customer service, low account minimums and competitive commission rates and more, they’re a great choice for most investors.

Start investing today

Compare
Compare
Find the IRA that’s right for you.
Open an account
Open an account
Jump directly to the provider’s site where you’ll apply.
Invest
Invest
Start investing with the IRA provider.

Standout robo-advisors for hands-off investors

Put your investments on autopilot. These robo-advisors offer portfolio management — informed by computer algorithms and your personal investing preferences — all at an affordable rate.

Broker

Highlights

Commissions

Account Minimum

Current Offers

Start Investing

NerdWallet rating

Show Details

Low costs across the board, free access to certified financial planners

Commissions

0%

management fee

Current Offers

Free

career counseling plus loan discounts with qualifying deposit

on Sofi Automated Investing's secure website

Show Details

NerdWallet rating

Show Details

Free management on small balances; hands-off approach for IRA investors.

Commissions

0.25%

management fee

Current Offers

$5,000

amount of assets managed for free

on Wealthfront IRA's secure website

Show Details

NerdWallet rating

Show Details

Low-cost ETFs; automatic rebalancing; extensive advice

Commissions

0.25%

management fee

Current Offers

Up to 1 year

of free management with a qualifying deposit

on Betterment IRA's secure website

Show Details

Standout IRA providers for do-it-yourself investors

With low costs and advanced research tools, these brokers are perfect for those who want to manage their own portfolios.

Broker

Highlights

Commissions

Account Minimum

Current Offers

Start Investing

NerdWallet rating

Show Details

Breadth of research; strong educational resources.

Commissions

$2.95

per trade

Current Offers

Up to $600

in cash bonus with a qualifying deposit to a new Merrill Edge Self-Directed account

on Merrill Edge IRA's secure website

Show Details

NerdWallet rating

Show Details

Large number of no-trading-fee mutual funds; extensive research

Commissions

$0

per trade

Current Offers

Up to $600

in cash bonus with a qualifying deposit

on E-Trade IRA's secure website

Show Details

NerdWallet rating

Show Details

No account minimum; free research and education; retirement planning tools

Commissions

$0

per trade

Current Offers

$100-$600

in cash bonus with a qualifying deposit

on TD Ameritrade IRA's secure website

Show Details

A little about us
At NerdWallet, we offer straightforward info and tools to help you make the best possible financial decisions. All for free. So how do we make money? In most cases, when someone applies or gets approved for a financial product we get paid. But that doesn’t sway our opinions.