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Unrivaled IRA Providers

There are a lot of IRAs out there. So many, in fact, it can be overwhelming to weed through all the options — good and bad — and then confidently choose one.

Social scientists call this “information overload”. We call it inconvenient. To make the search easier, we created this shortlist of standout picks from our partners. And with superior customer service, low account minimums and competitive commission rates and more, they’re a great choice for most investors.

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Standout robo-advisors for hands-off investors

Put your investments on autopilot. These robo-advisors offer portfolio management — informed by computer algorithms and your personal investing preferences — all at an affordable rate.

Broker

Highlights

Commissions

Account Minimum

Current Offers

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NerdWallet rating

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Commissions

0%

management fee

Current Offers

Free

career counseling plus loan discounts with qualifying deposit

on Sofi Automated Investing's secure website

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NerdWallet rating

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Free management on small balances; hands-off approach for IRA investors.

Commissions

0.25%

management fee

Current Offers

$5,000

amount of assets managed for free

on Wealthfront IRA's secure website

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Low-cost ETFs; automatic rebalancing; extensive advice

Commissions

0.25%

management fee

Current Offers

Up to 1 year

of free management with a qualifying deposit

on Betterment IRA's secure website

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Standout IRA providers for do-it-yourself investors

With low costs and advanced research tools, these brokers are perfect for those who want to manage their own portfolios.

Broker

Highlights

Commissions

Account Minimum

Current Offers

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NerdWallet rating

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Breadth of research; low commissions; customer service

Commissions

$6.95

per trade

Current Offers

Up to $600

in cash bonus with a qualifying deposit to a new Merrill Edge Self-Directed account

on Merrill Edge IRA's secure website

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Large number of no-trading-fee mutual funds; extensive research

Commissions

$6.95

per trade

Current Offers

Up to $600

in cash bonus with a qualifying deposit

on E-Trade IRA's secure website

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No account minimum; free research and education; retirement planning tools

Commissions

$6.95

per trade

Current Offers

$100-$600

in cash bonus with a qualifying deposit

on TD Ameritrade IRA's secure website

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A little about us
At NerdWallet, we offer straightforward info and tools to help you make the best possible financial decisions. All for free. So how do we make money? In most cases, when someone applies or gets approved for a financial product we get paid. But that doesn’t sway our opinions.