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Life insurance provides those who depend on you financially with an important safety net.

Why is life insurance so important?

Good question. Life insurance is an important safety net for the people you care most about. How it works: You pay regular premiums over time, and your beneficiaries — like spouses, children or other family members — get paid out after your death. The money can be used for debts like a mortgage, to replace lost income, to pay for college tuition and much more.

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