When you buy a home, you’re in it for the long haul. So, it makes sense to find the right mortgage lender based on what’s important to you.
To make sure you’re finding the best deal, apply to several lenders rather than just one. That way you can compare all-in costs. Also compare loan terms such as fees, rates, time to close, the availability of online application and loan tracking, and customer service offerings.
We’ve highlighted standout features below like minimum credit score, minimum down payment, and strength of online offerings to help you find the lender that’s right for you.
Ideal for anyone who appreciates smartphone app service, support and timesavings. Rocket Mortgage offers a fully digital home loan experience with a large variety of mortgage products.
Ideal choice for convenience and quick-response customer service. Quicken Loans provides just about all the services your neighborhood lender does — with online convenience. Quicken Loans is the largest mortgage lender in the U.S.
Ideal for borrowers looking for a wide variety of mortgage types and products. J.G. Wentworth has expertise with low-to-moderate income lending.
NerdWallet’s star ratings for mortgage lenders are awarded based on our evaluation of the products and services that lenders offer to consumers who are actively shopping for the best mortgage. The six key areas we evaluated include the loan types and loan products offered, online capabilities, online mortgage rate information, customer service and the number of complaints filed with the Consumer Financial Protection Bureau as a percentage of loans issued. We also awarded lenders up to one bonus star for a unique program or borrower focus that set them apart from other lenders. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.