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Looking for lower insurance quotes? We'll shop for you.

Ditch the hassle of shopping. Always know you have a good deal. Our insurance assistant is one more reason to join NerdWallet+ — the membership that lets you earn cash rewards and exclusive savings worth up to $425/year.*

*$425 value is based on a combination of the maximum $253 in rewards and a maximum of $180 savings on exclusive offers like ID Theft protection. Value does not include potential Treasury account earnings or insurance assistant savings. Offers may expire or change without notice.
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How our insurance assistant works

1
Start for free

Sign in to NerdWallet or sign up for a free account, then link your auto, homeowners, and renters policies to see all your coverage in one place.

Link your home and auto insurance policies

2
Upgrade to NerdWallet+
Join for $49/year to get access to insurance shopping tools — plus cash rewards and exclusive savings worth up to $425/year.1

NerdWallet+ phone

3
Save on insurance
Check out your rate report to see how your premium compares to current rates, and we’ll start shopping for quotes that save you money.2

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Get your personalized rate report
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Rate analysis
See how your premium compares to what customers like you are paying on average with popular carriers.3 Average rates are based on factors like location, and may differ from final quotes.
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Automatic updates
Check back soon — we’ll continue to refresh your report so you always know if you have a good deal.
Let us shop for lower quotes
Powered by
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Review your quotes
We’ll shop 40+ national and regional carriers to get you quotes for lower premiums.4
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Switch to save
You could save by switching homeowners, renters, or auto insurance.2
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Never miss a deal
We’ll constantly be on the lookout for savings for you. Whenever we find a deal, we’ll let you know.
Our shopping experience is powered by our partner, Covered Insurance Solutions.

More reasons to join NerdWallet+
It pays to go plus — up to $425/year in cash rewards and exclusive savings.1

Join for just $49/year to get access to our insurance assistant and more:

Cash rewards

Earn cash rewards for making smart decisions with eligible products5 on NerdWallet — and for the smart financial moves you’re already making.

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Treasury account

Get exclusive access to the Atomic Treasury account, which has a % yield.6 Plus, its earned interest is exempt from state and local income taxes.

NW+ Treasury account balance

Ask the Nerds

Send our NerdWallet writers your questions about financial topics like credit, debt, budgeting, and insurance, and they’ll get you a reply within 2 business days.

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What our insurance assistant does best

Saves you money

Find out how much you could save by switching policies.2

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Saves you time
Tired of sorting through pricey offers? We’ll only send you quotes that save you money.

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Keeps you in control
We’ll shop for you, but you make the final decision when it comes to switching.

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See how much our insurance assistant could save you

FAQs

1$425 value is based on a combination of the maximum $253 in rewards and a maximum of $180 savings on exclusive offers like ID Theft protection. Value does not include potential Treasury account earnings or insurance assistant savings. Offers may expire or change without notice.

2Insurance rates and discounts are based upon the specific coverage you select and other factors that apply to your situation. Discounts and coverage are subject to terms, conditions and availability. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.

3Must have an auto or property (homeowners or renters) policy with one of the 100+ supported insurance carriers that can be linked to NerdWallet — see FAQ for full list.

4As of 9/5/2024.

5All eligible products require partner approval. See partner terms and conditions before applying.

6Yields may vary based on dates of issuance and maturity. The value of T-Bills fluctuates and you may receive more or less than your original investment if sold prior to maturity. Yield is an annualized 4-week Treasury Bill (“T-Bill”) rate when held to maturity as of . The rate shown is subject to price fluctuation and is net of fees. T-Bills are purchased at a discount to par, with the price being subject to market fluctuation. The amount of T-Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield. In general, the bond market is volatile, and fixed income securities carry interest rate risk. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income securities also carry other risks, including inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Income earned on Treasury Bills is exempt from state and local taxes, but taxable by the federal government.

All images are for illustrative purposes only.
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Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution's Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

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Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.

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NMLS Consumer Access | Licenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812

Insurance Services offered through NerdWallet Insurance Services, Inc. (CA resident license no.OK92033)   Insurance Licenses

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Brokerage services for Atomic Invest are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC and an affiliate of Atomic Invest. Due to the relationship between Atomic Brokerage and Atomic Invest, there is a conflict of interest due to Atomic Invest directing orders to Atomic Brokerage. For additional information regarding conflicts, please see Items 5, 12 and 14 of Atomic Invest's Form ADV Part 2A. For more details about Atomic Brokerage, please see the Form CRS, the Atomic Brokerage General Disclosures, and the Privacy Policy. Check the background of Atomic Brokerage on FINRA's BrokerCheck. Fees such as regulatory fees, transaction fees, fund expenses, brokerage commissions and services fees may apply to your brokerage account.

Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged. Custodial and clearing services used by Atomic Brokerage can be found on its BrokerCheck report. Technology services may be provided by AtomicVest, Inc.

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