Standout 1-year CD rates
CDs are an excellent way to earn money for doing virtually nothing. A CD, also known as certificate of deposit, is a type of savings account with a fixed rate and term. They often pay more in interest than your average savings account — sometimes as much as 12 times more*. Consider a CD for two reasons: to have guaranteed returns without much risk and to have a safe place for savings earmarked for future use. Thankfully, it only takes minutes to find the best one for you. Check out the offers from our partners and start earning more interest today.
CDs are an excellent way to earn money for doing virtually nothing. A CD, also known as certificate of deposit, is a type of savings account with a fixed rate and term. They often pay more in interest than your average savings account — sometimes as much as 12 times more*. Consider a CD for two reasons: to have guaranteed returns without much risk and to have a safe place for savings earmarked for future use. Thankfully, it only takes minutes to find the best one for you. Check out the offers from our partners and start earning more interest today.
Standout 1-year CD rates From Our Partners
$1,000
Federally insured by NCUA
5.15%
$2,500
Member FDIC
4.70%
$500
Member FDIC
4.90%
$0
Deposits are FDIC Insured
5.05%
To recap our selections...
NerdWallet's Standout 1-year CD rates
- Alliant Credit Union Certificate: 5.15% APY
- Discover® CD: 4.70% APY
- Marcus by Goldman Sachs High-Yield CD: 4.90% APY
- BMO Alto Certificate of Deposit: 5.05% APY
