CREDIT CARDSCREDIT CARDSCHASE FREEDOM UNLIMITED
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Chase Freedom Unlimited

NerdWallet's Chase Freedom Unlimited

  • Chase Freedom Unlimited®: Best for Cash-Back Pairing with Chase Sapphire Preferred®

Excellent for: Cash-Back Pairing with Chase Sapphire Preferred®

Chase Freedom Unlimited®

NerdWallet rating
5.0
Chase Freedom Unlimited® card image
NerdWallet rating
Apply Now
on Chase's website
on Chase's website
Current Intro Offer

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Rewards Rate
6.5%

Cash back on travel purchased through Chase Travel (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel.

4.5%

Cash back on drugstore purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 3% cash back on drugstore purchases.

4.5%

Cash back on dining at restaurants, including takeout and eligible delivery services (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 3% cash back on dining at restaurants, including takeout and eligible delivery services.

3%

Cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy unlimited 1.5% cash back on all other purchases.

Annual fee

$0

Recommended Credit
Current Intro Offer

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Annual fee

$0

Recommended Credit
  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC
Apply Now
on Chase's website
on Chase's website
Pros
  • No annual fee
  • Intro APR period
  • High rewards rate
  • No minimum redemption amount
Cons
  • Requires good/excellent credit
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