Credit card bonus offers are a quick way to earn hundreds of dollars' worth of rewards by using a new credit card, but the best deals don't always stick around. The largest bonuses typically come from travel credit cards. Bonuses on cash-back credit cards generally hover in the range of $100 to $150, but several cards offer incentives of $200 or more.
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Chase Freedom Unlimited®: Best for $200 Cash Back
U.S. Bank Cash+® Visa Signature® Card: Best for $200 Cash Back
Wells Fargo Active Cash® Card: Best for $200 Cash Back
Bank of America® Customized Cash Rewards credit card: Best for $200 Cash Back
Blue Cash Everyday® Card from American Express: Best for $200 Cash Back
Citi Custom Cash® Card: Best for $200 Cash Back
BankAmericard® credit card: Best for Cost-Effective Balance Transfer
Blue Cash Preferred® Card from American Express: Best for $300 Cash Back
Capital One Venture Rewards Credit Card: Best for Flat-Rate Travel Rewards
Capital One SavorOne Cash Rewards Credit Card: Best for Dining and Groceries + No Annual Fee
Chase Sapphire Preferred® Card: Best for Chase Ultimate Rewards® Points
Capital One Venture X Rewards Credit Card: Best for Capital One Miles
Bank of America® Travel Rewards credit card: Best for Flat-Rate Travel Rewards + No Annual Fee
Credit card | NerdWallet rating | Annual fee | Rewards rate | Intro offer | Learn more |
---|---|---|---|---|---|
Excellent for $200 Cash Back | $0 | 1.5%-6.5% | $300 | Apply Now on Chase's website on Chase's website | |
Excellent for $200 Cash Back | $0 | 1%-5% | $200 | Apply Now on US Bank's website on US Bank's website | |
Excellent for $200 Cash Back | $0 | 2% | $200 | Apply Now on Wells Fargo's website on Wells Fargo's website | |
Bank of America® Customized Cash Rewards credit card Apply Now on Bank of America's website, on Bank of America's website, or call (877) 754-6706 | Excellent for $200 Cash Back | $0 | 1%-3% | $200 | Apply Now on Bank of America's website, on Bank of America's website, or call (877) 754-6706 |
Blue Cash Everyday® Card from American Express Apply Now on American Express' website on American Express' website | Excellent for $200 Cash Back | $0 | 1%-3% | $200 | Apply Now on American Express' website on American Express' website |
Excellent for $200 Cash Back | $0 | 1%-5% | $200 | Apply Now on Citibank's application on Citibank's application | |
BankAmericard® credit card Apply Now on Bank of America's website, on Bank of America's website, or call (800) 322-7707 | Excellent for Cost-Effective Balance Transfer | $0 | No rewards | N/A | Apply Now on Bank of America's website, on Bank of America's website, or call (800) 322-7707 |
Blue Cash Preferred® Card from American Express Apply Now on American Express' website on American Express' website | Excellent for $300 Cash Back | $0 intro annual fee for the first year, then $95. | 1%-6% | $250 | Apply Now on American Express' website on American Express' website |
Excellent for Flat-Rate Travel Rewards | $95 | 2x-5x | 75,000 | Apply Now on Capital One's website on Capital One's website | |
Capital One SavorOne Cash Rewards Credit Card Apply Now on Capital One's website on Capital One's website | Excellent for Dining and Groceries + No Annual Fee | $0 | 1%-10% | $200 | Apply Now on Capital One's website on Capital One's website |
Excellent for Chase Ultimate Rewards® Points | $95 | 1x-5x | 60,000 | Apply Now on Chase's website on Chase's website | |
Excellent for Capital One Miles | $395 | 2x-10x | 75,000 | Apply Now on Capital One's website on Capital One's website | |
Bank of America® Travel Rewards credit card Apply Now on Bank of America's website, on Bank of America's website, or call (800) 211-3740 | Excellent for Flat-Rate Travel Rewards + No Annual Fee | $0 | 1.5x | 25,000 | Apply Now on Bank of America's website, on Bank of America's website, or call (800) 211-3740 |
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Cash back on travel purchased through Chase Travel (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel.
Cash back on drugstore purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 3% cash back on drugstore purchases.
Cash back on dining at restaurants, including takeout and eligible delivery services (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 3% cash back on dining at restaurants, including takeout and eligible delivery services.
Cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy unlimited 1.5% cash back on all other purchases.
1.5%-6.5%
$0
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
1.5%-6.5%
$0
$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
Cash Back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
Cash Back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
Cash Back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants.
Cash Back on all other eligible purchases.
1%-5%
$0
$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
1%-5%
$0
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Unlimited Cash Back on purchases.
2%
$0
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
2%
$0
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
Cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
Cash back on all other purchases.
1%-3%
$0
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
1%-3%
$0
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply.
Cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%).
Cash Back on U.S. online retail purchases (up to $6,000 per year, then 1%).
Cash Back at U.S. gas stations (up to $6,000 per year, then 1%).
Cash Back on other purchases.
1%-3%
$0
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply.
1%-3%
$0
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
Cash back on all other purchases.
1%-5%
$0
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
1%-5%
$0
None
No Rewards
No rewards
$0
None
No rewards
$0
Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms Apply.
Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
Cash Back on select U.S. streaming subscriptions.
Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
Cash Back on other purchases.
1%-6%
$0 intro annual fee for the first year, then $95.
Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms Apply.
1%-6%
$0 intro annual fee for the first year, then $95.
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
Miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Miles on every purchase, every day.
2x-5x
$95
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
2x-5x
$95
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
Cash back on purchases made through Uber & Uber Eats.
Cash back on Capital One Entertainment purchases.
Cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Cash back on dining.
Cash back on entertainment.
Cash back on popular streaming services.
Cash back at grocery stores (excluding superstores like Walmart® and Target®).
Cash back on all other purchases.
1%-10%
$0
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
1%-10%
$0
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
Points on travel purchased through Chase Travel℠.
Points on dining.
Points on select streaming services.
Points on online groceries.
Points on all other travel purchases.
Point on all other purchases.
1x-5x
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
1x-5x
$95
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
Miles on hotels and rental cars booked through Capital One Travel.
Miles on flights booked through Capital One Travel.
Miles on all other purchases.
2x-10x
$395
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
2x-10x
$395
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Points per $1 spent on all purchases.
1.5x
$0
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
1.5x
$0