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Rewards Like Cash Back, Bonus Miles, and More Could Be Yours Soon With These Cards
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NerdWallet's Rewards Like Cash Back, Bonus Miles, and More Could Be Yours Soon With These Cards
Wells Fargo Active Cash® Card: Best for Cash back — high flat rate + incentives
Capital One Venture Rewards Credit Card: Best for Flat-rate travel rewards
Chase Freedom Unlimited®: Best for Cash-Back Pairing with Chase Sapphire Preferred®
Chase Sapphire Preferred® Card: Best for Airline Miles and a Large Bonus
American Express® Gold Card: Best for Dining Enthusiasts Who Can Maximize the Annual Credits on This Card
The Platinum Card® from American Express: Best for A Suite of Perks for High-End Lifestyles
Rewards Like Cash Back, Bonus Miles, and More Could Be Yours Soon With These Cards From Our Partners
Credit card | NerdWallet rating | Annual fee | Rewards rate | Intro offer | Learn more |
|---|---|---|---|---|---|
| Excellent for Cash back — high flat rate + incentives | $0 | 2% | $200 | Apply Now on Wells Fargo's website on Wells Fargo's website | |
| Excellent for Flat-rate travel rewards | $95 | 2x-5x | 75,000 | Apply Now on Capital One's website on Capital One's website | |
| Excellent for Cash-Back Pairing with Chase Sapphire Preferred® | $0 | 1.5%-5% | Unlimited Matched Cash Back | Apply Now on Chase's website on Chase's website | |
| Excellent for Airline Miles and a Large Bonus | $95 | 1x-5x | 60,000 | Apply Now on Chase's website on Chase's website | |
| Excellent for Dining Enthusiasts Who Can Maximize the Annual Credits on This Card | $250 | 1x-4x | 60,000 | Apply Now on American Express' website on American Express' website | |
 The Platinum Card® from American Express Apply Now on American Express' website on American Express' website | Excellent for A Suite of Perks for High-End Lifestyles | $695 | 1x-5x | 80,000 | Apply Now on American Express' website on American Express' website |
Excellent for: Cash back — high flat rate + incentives
NerdWallet rating
Apply Now
on Wells Fargo's website
on Wells Fargo's website
Rewards Rate
2%
Unlimited Cash Back on purchases.
Product Details
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- View Rates & Fees
Apply Now
on Wells Fargo's website
on Wells Fargo's website
Pros & Cons
Pros
- High rewards rate
- No annual fee
- Intro APR period
Cons
- No bonus categories
Apply Now
on Capital One's website
on Capital One's website
Rewards Rate
5X
Miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
2X
Miles on every purchase, every day.
Product Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
- Transfer your miles to your choice of 15+ travel loyalty programs
- View Rates & Fees
Apply Now
on Capital One's website
on Capital One's website
Pros & Cons
Pros
- High rewards rate
- Flexible rewards redemption
Cons
- Has annual fee
- Requires good/excellent credit
Excellent for: Cash-Back Pairing with Chase Sapphire Preferred®
NerdWallet rating
Apply Now
on Chase's website
on Chase's website
Rewards Rate
5%
Cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.
3%
Cash back on drugstore purchases.
3%
Cash back on dining at restaurants, including takeout and eligible delivery services.
1.5%
Cash back on all other purchases.
NerdWallet rating
5.0
/5Rewards rate
1.5%-5%
Intro offer
Unlimited Matched Cash Back
Annual fee
$0
Recommended Credit
NerdWallet rating
5.0
/5Rewards rate
1.5%-5%
Intro offer
Unlimited Matched Cash Back
Annual fee
$0
Recommended Credit
Product Details
- SPECIAL OFFER: Unlimited Matched Cash Back. Use your card for all your purchases and at the end of your first year, Chase will automatically match all the cash back you earned! There is no limit to how much you can earn. Every dollar in cash back rewards you earn is a dollar Chase will match.
- Unlimited 1.5% cash back is just the beginning of what you can earn. You'll enjoy 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; and 1.5% cash back on all other purchases.
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
Apply Now
on Chase's website
on Chase's website
Pros & Cons
Pros
- No annual fee
- Intro APR period
- High rewards rate
- No minimum redemption amount
Cons
- Requires good/excellent credit
Apply Now
on Chase's website
on Chase's website
Rewards Rate
5X
Points on travel purchased through Chase Ultimate Rewards®.
3X
Points on dining.
2X
Points on all other travel purchases.
1X
Point on all other purchases.
Product Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC
Apply Now
on Chase's website
on Chase's website
Pros & Cons
Pros
- New cardholder bonus offer
- Bonus categories
- Primary rental car coverage
- Flexible rewards redemption
- Transfer partners
Cons
- Has annual fee
- Requires good/excellent credit
- Complicated rewards
Excellent for: Dining Enthusiasts Who Can Maximize the Annual Credits on This Card
NerdWallet rating
Apply Now
on American Express' website
on American Express' website
Rewards Rate
4X
Points when you dine at restaurants worldwide.
4X
Points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
3X
Points on flights booked directly with airlines or on amextravel.com.
NerdWallet rating
4.6
/5Rewards rate
1x-4x
Intro offer
60,000
Annual fee
$250
Recommended Credit
NerdWallet rating
4.6
/5Rewards rate
1x-4x
Intro offer
60,000
Annual fee
$250
Recommended Credit
Product Details
- Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
- Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
- Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
- Choose the color that suits your style. Gold or Rose Gold.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
- View Rates & Fees
Apply Now
on American Express' website
on American Express' website
Pros & Cons
Pros
- Bonus categories
- Transfer partners
- Flexible rewards redemption
Cons
- Has annual fee
- Complicated rewards
- Requires good/excellent credit
Excellent for: A Suite of Perks for High-End Lifestyles
NerdWallet rating
Apply Now
on American Express' website
on American Express' website
Rewards Rate
5X
Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
5X
Membership Rewards® Points on prepaid hotels booked with American Express Travel.
1X
Membership Rewards® Points on other purchases.
NerdWallet rating
5.0
/5Rewards rate
1x-5x
Intro offer
80,000
Annual fee
$695
Recommended Credit
NerdWallet rating
5.0
/5Rewards rate
1x-5x
Intro offer
80,000
Annual fee
$695
Recommended Credit
Product Details
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
- $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
- $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
- $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.
- Terms Apply.
- View Rates & Fees
Apply Now
on American Express' website
on American Express' website
Pros & Cons
Pros
- Bonus categories
- Transfer partners
- Luxury perks
- Lounge membership
- Automatic elite status
Cons
- Has annual fee
- Complicated rewards
- Requires good/excellent credit
