CREDIT CARDSCREDIT CARDSAPPLY IN MINUTES – IT’S EASY TO START BUILDING CREDIT WITH A STUDENT CARD
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Apply in minutes – it’s easy to start building credit with a student card

NerdWallet's Apply in minutes – it’s easy to start building credit with a student card

Apply in minutes – it’s easy to start building credit with a student card From Our Partners

Credit card
NerdWallet rating
Annual feeIntro APRRegular APR
Learn more
Discover it® Student Cash Back Image
Discover it® Student Cash Back
Apply Now
on Discover's website,
on Discover's website, or call 800-347-0264
Rates & Fees
4.6/5
Excellent for Cash Rewards for Students and Credit Newbies

$0

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

18.24%-27.24% Variable APR

Apply Now
on Discover's website,
on Discover's website, or call 800-347-0264
Discover it® Student Chrome Image
Discover it® Student Chrome
Excellent for Rewards for Students

$0

0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months

18.24%-27.24% Variable APR

Capital One SavorOne Student Cash Rewards Credit Card Image
Capital One SavorOne Student Cash Rewards Credit Card
Excellent for Bonus Cash Back Categories

$0

N/A

19.99%-29.99% Variable APR

Chase Freedom Unlimited® Image
Chase Freedom Unlimited®
Apply Now
on Chase's website
on Chase's website
Excellent for Cash-Back Pairing with Chase Sapphire Preferred®

$0

0% intro APR on purchases and Balance Transfers for 15 months

20.49%-29.24% Variable APR

Apply Now
on Chase's website
on Chase's website
Bank of America® Travel Rewards credit card for Students Image
Bank of America® Travel Rewards credit card for Students
Apply Now
on Bank of America's website
on Bank of America's website
Excellent for Decent Ongoing Rewards, a Rich Intro Offer, and a Lengthy 0% Intro APR Offer

$0

0% intro APR on Purchases for 15 billing cycles and 0% intro APR on Balance Transfers for 15 billing cycles for any balance transfers made in the first 60 days

19.24%-29.24% Variable APR

Apply Now
on Bank of America's website
on Bank of America's website

Excellent for: Cash Rewards for Students and Credit Newbies

Discover it® Student Cash Back card image
Discover it® Student Cash Back
4.6
NerdWallet rating
Annual fee
$0
Intro APR
0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
Regular APR
18.24%-27.24% Variable APR
Recommended Credit Score

Excellent for: Rewards for Students

Annual fee
$0
Intro APR
0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months
Regular APR
18.24%-27.24% Variable APR
Recommended Credit Score

Excellent for: Bonus Cash Back Categories

Annual fee
$0
Intro APR
N/A
Regular APR
19.99%-29.99% Variable APR
Recommended Credit Score

Excellent for: Cash-Back Pairing with Chase Sapphire Preferred®

Apply Now
on Chase's website
on Chase's website
Annual fee
$0
Intro APR
0% intro APR on purchases and Balance Transfers for 15 months
Regular APR
20.49%-29.24% Variable APR
Recommended Credit Score

Excellent for: Decent Ongoing Rewards, a Rich Intro Offer, and a Lengthy 0% Intro APR Offer

Apply Now
on Bank of America's website
on Bank of America's website
Annual fee
$0
Intro APR
0% intro APR on Purchases for 15 billing cycles and 0% intro APR on Balance Transfers for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
19.24%-29.24% Variable APR
Recommended Credit Score

A student credit card is a great first step in establishing a good credit history

Building good credit might not seem like a priority when you're still in school, but you'll need it down the road if you want to finance a car, buy a house or qualify for the best credit card offers. Your credit can even affect your job prospects and your ability to rent an apartment.Be aware that simply being a college student may not be enough to qualify you for a “student” card. You’ll generally need access to income, and if you have shaky credit or no credit history at all, you may find it hard to get approved. In that case, consider a secured credit card. These cards require you to put down a cash deposit as collateral. The deposit protects the issuer in case you fail to pay your bill, which reduces the risk of approving you for a card. If you’re in the market for a new card, here are some of our favorite offers for student credit cards.

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