3.634% APR

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Top rated national lenders

Lender
At a glance
  • Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
  • Estimates the loan amount you’ll qualify for within minutes.
  • Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
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  • An online process with human help as needed.
  • Makes it easy to see customized mortgage rates.
  • Offers an "underwriter reviewed" preapproval letter in as little as 24 hours.
  • Appraisal guarantee promises loan won’t change even if appraisal is lower than expected.
  • Learn more
For today, January 27th, 2022, the current average mortgage rate on the 30-year fixed-rate mortgage is 3.634%, the average rate for the 15-year fixed-rate mortgage is 2.818%, and the average rate on the 5/1 adjustable-rate mortgage (ARM) is 3.06%. Rates are quoted as annual percentage rate (APR).

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