No credit check loans

No-Credit-Check Loans in 2024

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Written by Annie Millerbernd
Assistant Assigning Editor
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Edited by Kim Lowe
Lead Assigning Editor
Fact Checked

If you have limited credit history or no credit score, a no-credit-check loan is one way to get funds when you need them. Cash advance apps, “buy now, pay later” companies and high-interest installment lenders all provide loans without a hard credit inquiry.

Each option comes with its own set of risks, so compare no-credit-check loans to low- or no-cost borrowing alternatives, and have a plan to repay the funds to avoid financial risk.

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