Certificates of deposit offer the best return on your savings with a bank or credit union; commit your money for a set term, and enjoy a higher interest rate. We’ve rounded up offers, including some of our partners, for a number of CD term lengths so you can find one that fits.

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Deposit term requiredMinimum balance for APYAPY

Certificate of Deposit

Goldman Sachs Bank USA

Certificate of Deposit

Goldman Sachs Bank USA
Deposit term required
5 years
Minimum balance for APY
$500
Member, FDIC

360 CD

Capital One

360 CD

Capital One
Deposit term required
5 years
Minimum balance for APY
$1
Member, FDIC

Online CD

Barclays

Online CD

Barclays
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Deposit term required
5 years
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
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Certificate of Deposit

Discover

Certificate of Deposit

Discover
Deposit term required
5 years
Minimum balance for APY
$2,500
Member, FDIC

High Yield CD

Ally Bank

High Yield CD

Ally Bank
Deposit term required
5 years
Minimum balance for APY
$25,000
Member, FDIC

High Yield CD

Ally Bank

High Yield CD

Ally Bank
Deposit term required
5 years
Minimum balance for APY
$5,000
Member, FDIC

Online CD

Barclays

Online CD

Barclays
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Deposit term required
4 years
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
View Details

High Yield CD

Ally Bank

High Yield CD

Ally Bank
Deposit term required
5 years
Minimum balance for APY
$1
Member, FDIC

Certificate of Deposit

Bank of Internet USA

Certificate of Deposit

Bank of Internet USA
Deposit term required
5 years
Minimum balance for APY
$1,000
Member, FDIC

High-Yield Certificate of Deposit

Bank5 Connect

High-Yield Certificate of Deposit

Bank5 Connect
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Deposit term required
2 years
Minimum balance for APY
$500
Member, FDIC

Account Details

  • Each Bank5 Connect depositor is FDIC insured for up to $250,000, and DIF insured for deposits above FDIC limits.
  • Transfer additional funds into your CD at any time.
  • No monthly maintenance fees.
View Details