You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings account and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

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Deposit term requiredMinimum balance for APYAPY

Savings Account

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Savings Account

Salem Five Direct
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Online CD

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Online CD

Citizens Access
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Deposit term required
6 months
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
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Online Savings Account

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Online Savings Account

Citizens Access
View Details
Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
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Online Savings

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Online Savings

PurePoint® Financial
Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC

Online Savings Account

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Online Savings Account

Barclays
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
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Online Savings

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Online Savings

Goldman Sachs Bank USA
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Money Market Account

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Money Market Account

CIT Bank
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Deposit term required
N/A
Minimum balance for APY
$100
Member, FDIC

Account Details

  • Higher rates than traditional banks
  • 24/7 Account Access
  • Secure banking features
  • FDIC Insured
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Online Savings

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Online Savings

Discover
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Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fees
  • 24/7 U.S.-based customer service
  • To get your $150 or $200 Bonus offer:
  • What to do: Apply for your first Discover Online Savings Account by 9/5/18, online or by phone. Enter Offer Code NW818 when applying. Deposit a total of $15,000 to earn a $150 Bonus or deposit a total of $25,000 to earn a $200 Bonus by 9/19/18. Maximum bonus eligibility is $200.
  • What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 10/3/18. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.
  • See Discover's Website for more details.
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High Yield Savings Account

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High Yield Savings Account

American Express National Bank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No fees/minimum balance
  • 24/7 account access via phone or web
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360 Money Market®

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360 Money Market®

Capital One
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Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC

Account Details

  • 360 Money Market®
  • One of the Nation's Top Rates Without Fees
  • Member FDIC
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