You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings account and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

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interest-bearing accounts

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Deposit term requiredMinimum balance for APYAPY

Online Savings

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Online Savings

PurePoint® Financial
Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC

Online Savings

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Online Savings

Goldman Sachs Bank USA
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

High Yield Savings Account

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High Yield Savings Account

American Express National Bank
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Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No fees/minimum balance
  • 24/7 account access via phone or web
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High Yield Savings Account

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High Yield Savings Account

Synchrony Bank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No minimum balance requirement or monthly service fee
  • Control your money through Synchrony's online banking portal, or by speaking with one of their Banking Representatives
View Details

Online Savings

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Online Savings

Discover
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fees
  • 24/7 U.S.-based customer service
View Details

Online Savings Account

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Online Savings Account

Barclays
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
View Details

EarnMore Interest Checking Account

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EarnMore Interest Checking Account

MemoryBank
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Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • Earn 1.60% on balances up to $250,000
  • Access to over 85,000 fee-free ATMs

Benefit Overview

  • Interest Earning Account
  • Mobile App Available
  • Mobile Check Deposits
  • Free Debit Card Replacement
  • No ATM Fees

Fee Breakdown

  • Paper Statements
    $0
  • Stop Payments
    $36
  • Debit Card Replacement
    $0
  • Out-of-Network ATM
    $0
  • Early Closure
    $0
  • Monthly Fee
    $0
  • Overdraft/NSF
    $36
View Details

360 Money Market Account

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360 Money Market Account

Capital One
View Details
Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC

Account Details

  • 360 Money Market®
  • Up to $500 Bonus—Up to 1.60% APY
  • Open in Minutes
View Details

High-Yield Certificate of Deposit

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High-Yield Certificate of Deposit

Bank5 Connect
Deposit term required
6 months
Minimum balance for APY
$500
Member, FDIC

Certificate of Deposit

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Certificate of Deposit

Radius Bank
Deposit term required
6 months
Minimum balance for APY
$1,000
Member, FDIC