You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings account and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

48 in

Your

interest-bearing accounts

Showing 110 of 48

Deposit term requiredMinimum balance for APYAPY

BanesGrow Savings Account

NerdWallet ratingNot rated

BanesGrow Savings Account

Banesco USA
Deposit term required
N/A
Minimum balance for APY
$300
Member, FDIC

Online Savings Account

NerdWallet rating

Online Savings Account

Citizens Access
View Details
Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
View Details

Online Savings

NerdWallet rating

Online Savings

PurePoint® Financial
View Details
Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC

Account Details

  • $10,000 minimum to open
  • No monthly account fees
View Details

Online Savings Account

NerdWallet rating

Online Savings Account

HSBC
View Details
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • Minimum deposit to open online is $1
  • There is no monthly maintenance fee
  • 24/7 online account access including Live Chat assistance
  • Deposit checks with your mobile device using HSBC Mobile Banking App
  • Move money quickly and access your funds using online transfers (Federal Reserve Regulation D Transaction Limitations apply)
View Details

Online Savings

NerdWallet rating

Online Savings

Goldman Sachs Bank USA
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No minimum deposit to open account
  • No transaction fees
View Details

Online Savings Account

NerdWallet rating

Online Savings Account

Barclays
View Details
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
  • No minimum balances to open
View Details

Online Savings

NerdWallet rating

Online Savings

Discover
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fees
  • 24/7 U.S.-based customer service
  • To get your $150 or $200 Bonus offer:
  • What to do: Apply for your first Discover Online Savings Account by 6/3/19, 11:59 PM ET, online or by phone. Enter Offer Code NW519 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 6/17/19, 11:59 PM ET. Maximum bonus eligibility is $200.
  • What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 7/1/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.
  • See Discover's Website for more details.
View Details

High Yield Savings Account

NerdWallet rating

High Yield Savings Account

American Express National Bank
View Details
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No fees/minimum balance
  • 24/7 account access via phone or web
  • 2.10% APY as of 12/20/18
View Details

Checking & Budgeting

NerdWallet rating

Checking & Budgeting

Simple
View Details
Deposit term required
N/A
Minimum balance for APY
$2,000
Deposits are FDIC Insured

Account Details

  • No monthly fees. No minimum balances. No overdraft charges.
  • See your spending as it happens. Push notifications with every swipe.
  • Safe-to-Spend® factors in upcoming bills, scheduled transactions, and transfers.
  • Save money automatically.
  • Over 40,000 fee-free ATMs, free direct deposit, photo check deposit, mobile apps.
  • Simple does not charge ATM fees, but the ATM itself might. Use Allpoint ATMs to avoid all fees.
  • Block and Unblock Card with Mobile App

Benefit Overview

  • Mobile App Available
  • Mobile Check Deposits
  • Free Debit Card Replacement
  • No ATM Fees

Fee Breakdown

  • Paper Statements
    $0
  • Stop Payments
    $0
  • Debit Card Replacement
    $0
  • Out-of-Network ATM
    $0
  • Early Closure
    $0
  • Monthly Fee
    $0
  • Overdraft/NSF
    $0
View Details

Spend & Save Account

NerdWallet rating

Spend & Save Account

Aspiration
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Deposits are FDIC Insured

Account Details

  • Use any ATM in the world free of charge
  • Account prevents overdrafts at ATMs & debit transactions
  • Minimum initial deposit: $10
  • Minimum balance to maintain: $0

Benefit Overview

  • Interest Earning Account
  • Free Debit Card Replacement
  • No Foreign Transaction Fee
  • Reduced ATM Fees

Fee Breakdown

  • Paper Statements
    $0
  • Stop Payments
    $0
  • Debit Card Replacement
    $0
  • Out-of-Network ATM
    $0
  • Early Closure
    $0
  • Monthly Fee
    $0
  • Overdraft/NSF
    $0
View Details