Certificates of deposit offer the best return on your savings with a bank or credit union; commit your money for a set term, and enjoy a higher interest rate. We’ve rounded up offers, including some of our partners, for a number of CD term lengths so you can find one that fits.

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Deposit term requiredMinimum balance for APYAPY

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Discover
Deposit term required
5 years
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

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Deposit term required
2 years
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

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Deposit term required
3 years
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

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Deposit term required
4 years
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

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Deposit term required
1 year
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

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Deposit term required
18 months
Minimum balance for APY
$2,500
Member, FDIC

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Golden 1 Credit Union
Deposit term required
5 years
Minimum balance for APY
$10,000
Federally insured by the NCUA

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Golden 1 Credit Union
Deposit term required
4 years
Minimum balance for APY
$10,000
Federally insured by the NCUA

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Golden 1 Credit Union
Deposit term required
3 years
Minimum balance for APY
$10,000
Federally insured by the NCUA

Certificate of Deposit

NerdWallet rating

Certificate of Deposit

Golden 1 Credit Union
Deposit term required
2 years
Minimum balance for APY
$10,000
Federally insured by the NCUA