Certificates of deposit offer the best return on your savings with a bank or credit union; commit your money for a set term, and enjoy a higher interest rate. We’ve rounded up offers, including some of our partners, for a number of CD term lengths so you can find one that fits.

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Deposit term requiredMinimum balance for APYAPY

Certificate of Deposit

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Certificate of Deposit

Goldman Sachs Bank USA
Deposit term required
5 years
Minimum balance for APY
$500
Member, FDIC

Online CD

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Online CD

Barclays
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Deposit term required
5 years
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
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Certificate of Deposit

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Certificate of Deposit

Synchrony Bank
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Deposit term required
5 years
Minimum balance for APY
$25,000
Member, FDIC

Account Details

  • Control your money through Synchrony's online banking portal, or by speaking with one of their Banking Representatives
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Certificate of Deposit

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Certificate of Deposit

Synchrony Bank
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Deposit term required
5 years
Minimum balance for APY
$2,000
Member, FDIC

Account Details

  • Control your money through Synchrony's online banking portal, or by speaking with one of their Banking Representatives
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High Yield CD

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High Yield CD

Ally Bank
Deposit term required
5 years
Minimum balance for APY
$1
Member, FDIC

Certificate of Deposit

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Certificate of Deposit

Bank of Internet USA
Deposit term required
5 years
Minimum balance for APY
$1,000
Member, FDIC

Certificate of Deposit

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Certificate of Deposit

Discover
Deposit term required
5 years
Minimum balance for APY
$2,500
Member, FDIC

Yield Pledge® CD

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Yield Pledge® CD

EverBank
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Deposit term required
4 years
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • No monthly fee
  • Promises a yield that is always top 5% of competitive accounts
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Certificate of Deposit

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Certificate of Deposit

First Internet Bank
Deposit term required
4 years
Minimum balance for APY
$1,000
Member, FDIC

Online CD

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Online CD

Barclays
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Deposit term required
4 years
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
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