An interest checking account can help you earn a return without sacrificing flexibility. We've compiled the <a href="http://www.nerdwallet.com/blog/banking/nerdwallets-top-online-checking-accounts/">best checking accounts</a> with the highest yields at banks and credit unions nationwide.

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Minimum balance for APYAPY

EarnMore Interest Checking Account

MemoryBank
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EarnMore Interest Checking Account

MemoryBank
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Minimum balance for APY
$1
Member, FDIC

Account Details

  • New qualifying customers earn 1.5% APY intro rate for the first year (1.0% APY ongoing rate)
  • Requirements to qualify:
    • 1+ direct deposit must be conducted each statement cycle
    • At least 5 point-of-sale (POS) debit card transactions must occur during the statement cycle
    • You must receive online statements
  • Access to over 85,000 fee-free ATMs
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Yield Pledge® Checking

EverBank
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Yield Pledge® Checking

EverBank
Minimum balance for APY
$5,000
Member, FDIC

Summit Account

Aspiration
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Summit Account

Aspiration
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Minimum balance for APY
$2,500
Member, FDIC

Account Details

  • Minimum initial deposit: $10
  • Minimum balance to maintain: $0
  • Account prevents overdrafts at ATMs & debit transactions
  • Use any ATM in the world free of charge
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Radius Hybrid

Radius Bank
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Radius Hybrid

Radius Bank
Minimum balance for APY
$2,500
Member, FDIC

High Interest Checking

Bank5 Connect
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High Interest Checking

Bank5 Connect
Minimum balance for APY
$100
Member, FDIC

Online Checking

FNBO Direct
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Online Checking

FNBO Direct
Minimum balance for APY
$1
Member, FDIC

Interest Checking

Mutual of Omaha Bank
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Interest Checking

Mutual of Omaha Bank
Minimum balance for APY
$100
Member, FDIC

UNITY E-Gold Checking

OneUnited Bank
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UNITY E-Gold Checking

OneUnited Bank
Minimum balance for APY
$100
Member, FDIC

Interest Checking

MyCBB
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Interest Checking

MyCBB
Minimum balance for APY
$100
Member, FDIC

Interest Checking Account

Ally Bank
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Interest Checking Account

Ally Bank
Minimum balance for APY
$1
Member, FDIC