You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings account and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

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Deposit term requiredMinimum balance for APYAPY

BanesGrow Savings Account

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BanesGrow Savings Account

Banesco USA
Deposit term required
N/A
Minimum balance for APY
$300
Member, FDIC

Online Savings Account

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Online Savings Account

Citizens Access
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Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
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Online Savings

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Online Savings

PurePoint® Financial
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Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC

Account Details

  • $10,000 minimum to open
  • No monthly account fees
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Certificate of Deposit

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Certificate of Deposit

Colorado Federal Savings Bank
Deposit term required
6 months
Minimum balance for APY
$5,000
Member, FDIC

Online Savings Account

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Online Savings Account

HSBC
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • Minimum deposit to open online is $1
  • There is no monthly maintenance fee
  • 24/7 online account access including Live Chat assistance
  • Deposit checks with your mobile device using HSBC Mobile Banking App
  • Move money quickly and access your funds using online transfers (Federal Reserve Regulation D Transaction Limitations apply)
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Online Savings

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Online Savings

Goldman Sachs Bank USA
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Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No minimum deposit to open account
  • No transaction fees
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Online Savings Account

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Online Savings Account

Barclays
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
  • No minimum balances to open
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Yield Pledge® Money Market on Savings

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Yield Pledge® Money Market on Savings

TIAA Bank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • APY shown is 1-year Introductory APY on balance up to $250k for first-time Yield Pledge Money Market account holders.
  • $5000 minimum to open
  • Your yield will always be in the top 5% of Competitive Accounts because TIAA Bank reviews competitor bank rates each week and adjusts their rates when needed
  • IRA Eligible
  • No monthly account fee
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Online Savings

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Online Savings

Discover
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Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fees
  • 24/7 U.S.-based customer service
  • To get your $150 or $200 Bonus offer:
  • What to do: Apply for your first Discover Online Savings Account by 7/1/19, 11:59 PM ET, online or by phone. Enter Offer Code NW619 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 7/15/19, 11:59 PM ET. Maximum bonus eligibility is $200.
  • What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 7/29/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.
  • See Discover's Website for more details.
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High Yield Savings Account

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High Yield Savings Account

American Express National Bank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No fees/minimum balance
  • 24/7 account access via phone or web
  • 2.10% APY as of 12/20/18
View Details