When you were young, a savings account taught you a valuable lesson. Now, you want one with a good interest rate. We’ve compiled offers from banks and credit unions, including some of our partners, to help you find the best savings account for you.

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savings accounts

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Minimum balance for APYAPY

Agility™ Savings

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Agility™ Savings

CIBC Bank USA
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Minimum balance for APY
$0.01
Member, FDIC

Account Details

  • With no maintenance fees, it's easy to grow your savings
  • Put your money to work with an online savings account from CIBC Bank USA.
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Savings Builder

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Savings Builder

CIT Bank
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Minimum balance for APY
$100
Member, FDIC

Account Details

  • In order to earn 1.85% APY, you must either make a monthly deposit of $100 or more or maintain a minimum balance of $25,000.
  • Minimum opening deposit of $100
  • Get up to $300 when you open an account
  • No account opening or maintenance fees
  • Daily compounding of interest
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Online Savings Account

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Online Savings Account

Citizens Access
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Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
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Online Savings Account

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Online Savings Account

Barclays
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fee
  • No minimum balances to open
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Personal Savings

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Personal Savings

American Express National Bank
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • No fees/minimum balance
  • 24/7 account access via phone or web
  • 1.75% APY as of 11/7/19
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Online Savings

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Online Savings

Goldman Sachs Bank USA
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • No minimum deposit to open account
  • No transaction fees
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Online Savings

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Online Savings

Discover
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Minimum balance for APY
$0
Member, FDIC

Account Details

  • No fees
  • 24/7 U.S.-based customer service
  • To get your $150 or $200 Bonus offer:
  • What to do: Apply for your first Discover Online Savings Account by 12/2/19, 11:59 PM ET, online or by phone. Enter Offer Code NW1119 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted by 12/16/19, 11:59 PM ET. Maximum bonus eligibility is $200.
  • What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded or affinity accounts provided by Discover. Account must be open when bonus is credited. Bonus will be credited to the account by 12/30/19. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.
  • See Discover's Website for more details.
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High-Rate Savings

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High-Rate Savings

Alliant Credit Union
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Minimum balance for APY
$100
Federally insured by the NCUA

Account Details

  • Access anywhere with Alliant Mobile and Online Banking
  • Earn more on your money with no maximum balance limit
  • No monthly fee if you elect eStatements
  • Just $5 initial deposit required (and we'll pay it for you!)
  • Make deposits and withdrawals at thousands of ATMs nationwide
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Savings Account

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Savings Account

State Farm Bank
Minimum balance for APY
$1
Member, FDIC

Regular Savings Account

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Regular Savings Account

PenFed Credit Union
Minimum balance for APY
$5
Federally insured by the NCUA