You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings account and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

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Deposit term requiredMinimum balance for APYAPY

Savings Account

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Savings Account

EBSB Direct
Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Certificate of Deposit

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Certificate of Deposit

First Internet Bank
Deposit term required
6 months
Minimum balance for APY
$1,000
Member, FDIC

Savings Builder

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Savings Builder

CIT Bank
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Deposit term required
N/A
Minimum balance for APY
$100
Member, FDIC

Account Details

  • In order to earn 2.45% APY, you must EITHER maintain a minimum balance of $25,000 OR make a monthly deposit of $100 or more.
  • Minimum opening deposit of $100
  • No account opening or maintenance fees
  • Daily compounding of interest
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Online Savings Account

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Online Savings Account

Citizens Access
View Details
Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
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Online Savings

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Online Savings

PurePoint Financial, a Division of MUFG Union Bank, NA
View Details
Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC

Account Details

  • $10,000 minimum to open
  • No monthly account fees
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Online CD

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Online CD

Citizens Access
View Details
Deposit term required
6 months
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • 5 minute sign-up
  • No fees for anything
  • $5,000 minimum deposit
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Online Savings

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Online Savings

Goldman Sachs Bank USA
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Certificate of Deposit

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Certificate of Deposit

MySavingsDirect
Deposit term required
6 months
Minimum balance for APY
$1,000
Member, FDIC

Online Savings Account

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Online Savings Account

HSBC
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • Minimum deposit to open online is $1
  • There is no monthly maintenance fee
  • 24/7 online account access including Live Chat assistance
  • Deposit checks with your mobile device using HSBC Mobile Banking App
  • Move money quickly and access your funds using online transfers (Federal Reserve Regulation D Transaction Limitations apply)
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Online Savings Account

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Online Savings Account

Ally Bank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fees
  • Deposit checks remotely with Ally eCheck Deposit℠
  • 24/7 live customer care
  • APY of 2.00% effective as of 1/17/2018
View Details