You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings accounts and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

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Deposit term requiredMinimum balance for APYAPY

Savings Account

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Savings Account

DollarSavingsDirect
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Premier High Yield Savings Account

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Premier High Yield Savings Account

CIT Bank
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Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • The APY of 1.55% applies to all balances
  • No account opening or maintenance fees
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EarnMore Interest Checking Account

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EarnMore Interest Checking Account

MemoryBank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • Qualifying customers can earn 1.5% APY
  • Requirements to qualify:
    • 1+ direct deposit must be conducted each statement cycle
    • At least 5 point-of-sale (POS) debit card transactions must occur during the statement cycle
    • You must receive online statements
  • Access to over 85,000 fee-free ATMs
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Online Savings

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Online Savings

Goldman Sachs Bank USA
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Certificate of Deposit

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Certificate of Deposit

DollarSavingsDirect
Deposit term required
6 months
Minimum balance for APY
$1,000
Member, FDIC

High Rate Online Money Market Account

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High Rate Online Money Market Account

Bank7
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Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • Competitive Variable Rates
  • FDIC Insured
  • Visa® Debit Card and limited check writing
  • $15 minimum balance charge per month if daily balance falls below $5,000
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High Yield Savings Account

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High Yield Savings Account

Synchrony Bank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No minimum balance requirement or monthly service fee
  • Control your money through Synchrony's online banking portal, or by speaking with one of their Banking Representatives
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High-Yield Certificate of Deposit

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High-Yield Certificate of Deposit

Bank5 Connect
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Deposit term required
6 months
Minimum balance for APY
$500
Member, FDIC

Account Details

  • Each Bank5 Connect depositor is FDIC insured for up to $250,000, and DIF insured for deposits above FDIC limits.
  • No monthly maintenance fees.
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Online Savings

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Online Savings

Discover
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Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fees
  • 24/7 U.S.-based customer service
  • Get up to a $200 bonus* with qualifying deposits
  • To get your Bonus: Apply for your first Discover Online Savings by 2/28/18. Enter Offer Code NW1217 when applying.
  • Desposit a total of at least $15,000 into your account by 3/14/18 to earn a $150 Bonus or deposit a total of at least $25,000 into your account by 3/14/18 to earn a $200 Bonus. Maximum bonus eligibility is $200 per account.
  • Offer not valid for existing or prior Discover savings customers. Account must be open when bonus is credited.
  • Bonus will be credited to the account by 3/28/18. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.
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360 Money Market Account

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360 Money Market Account

Capital One
Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC