You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings account and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

47 in

Your

interest-bearing accounts

Showing 110 of 47

Deposit term requiredMinimum balance for APYAPY

Savings Account

NerdWallet ratingNot rated

Savings Account

Salem Five Direct
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • External transfers out of the account will incur a $3.00 charge
  • Outgoing external transfers are limited to $5k per transaction, $5k in aggregate per day, and $20k in aggregate per calendar month.
View Details

Certificate of Deposit

NerdWallet ratingNot rated

Certificate of Deposit

Live Oak Bank
Deposit term required
6 months
Minimum balance for APY
$2,500
Member, FDIC

High Rate Online Savings

NerdWallet ratingNot rated

High Rate Online Savings

Bank7
View Details
Deposit term required
N/A
Minimum balance for APY
$100
Member, FDIC

Account Details

  • Competitive Variable Rates
  • FDIC Insured
  • ATM Card Optional
  • $15 minimum balance charge per month if daily balance falls below $2,500
View Details

High Rate Online Money Market Account

NerdWallet ratingNot rated

High Rate Online Money Market Account

Bank7
View Details
Deposit term required
N/A
Minimum balance for APY
$5,000
Member, FDIC

Account Details

  • Competitive Variable Rates
  • FDIC Insured
  • Visa® Debit Card and limited check writing
  • $15 minimum balance charge per month if daily balance falls below $5,000
View Details

Money Market Account

NerdWallet rating

Money Market Account

CIT Bank
View Details
Deposit term required
N/A
Minimum balance for APY
$100
Member, FDIC

Account Details

  • Higher rates than traditional banks
  • 24/7 Account Access
  • Secure banking features
  • FDIC Insured
View Details

Money Market Account

NerdWallet rating

Money Market Account

CIT Bank
View Details
Deposit term required
N/A
Minimum balance for APY
$100
Member, FDIC

Account Details

  • Higher rates than traditional banks
  • 24/7 Account Access
  • Secure banking features
  • FDIC Insured
View Details

EarnMore Interest Checking Account

NerdWallet ratingNot rated

EarnMore Interest Checking Account

MemoryBank
View Details
Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • Earn 1.60% on balances up to $250,000
  • Access to over 85,000 fee-free ATMs

Benefit Overview

  • Interest Earning Account
  • Mobile App Available
  • Mobile Check Deposits
  • Free Debit Card Replacement
  • No ATM Fees

Fee Breakdown

  • Paper Statements
    $0
  • Stop Payments
    $36
  • Debit Card Replacement
    $0
  • Out-of-Network ATM
    $0
  • Early Closure
    $0
  • Monthly Fee
    $0
  • Overdraft/NSF
    $36
View Details

Online Savings Account

NerdWallet ratingNot rated

Online Savings Account

FNBO Direct
View Details
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly fees or minimum balance requirements
View Details

360 Money Market Account

NerdWallet rating

360 Money Market Account

Capital One
View Details
Deposit term required
N/A
Minimum balance for APY
$10,000
Member, FDIC

Account Details

  • 360 Money Market®
  • Up to $500 Bonus—Up to 1.60% APY
  • Open in Minutes
View Details

High-Yield Certificate of Deposit

NerdWallet rating

High-Yield Certificate of Deposit

Bank5 Connect
Deposit term required
6 months
Minimum balance for APY
$500
Member, FDIC