Capital One Spark Miles Review: Rewards That Are Easy to Earn, Redeem
Earn 2 miles per dollar spent on most everything, with no bonus categories, no limits on how much you can earn and no blackout dates or restrictions on when or how you travel. You can also transfer miles to travel partners.
Edited by Kenley Young
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Our Take
4.8
NerdWallet rating
The bottom line:Jump to: Full review
A great option for small-business operators who prize simplicity in a travel rewards program, or whose spending doesn't fit neatly into the bonus categories of other travel cards.
Annual fee
$0 intro for the first year, then $95
Regular APR
26.24% Variable APR
Intro APR
N/A
Rec. credit score
690-850 (Good - Excellent)
Apply now
on Capital One's website
Methodology
NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Learn how NerdWallet rates credit cards.
