Our Take
2.3
The bottom line:
Bank of America® Platinum Plus® Mastercard® Business card
on Bank of America's website
More details from Bank of America
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Save on interest with a competitive purchase APR.
- No annual fee.
- 0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 15.99% to 26.99% will apply.
- Get employee cards at no additional cost to you and with credit limits you set.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros & Cons
Pros
- No annual fee
- New cardholder bonus offer
Cons
- Requires excellent credit
- No rewards
- Foreign transaction fee
- Short Intro APR period
Compare to Other Cards
at Bank of America | at Chase | at American Express |
Annual fee $0 | Annual fee $95 | Annual fee $0 |
Regular APR 15.99%-26.99% Variable APR | Regular APR 21.24%-26.24% Variable APR | Regular APR 17.99%-25.99% Variable APR |
Intro APR 0% intro APR on Purchases for 7 billing cycles | Intro APR N/A | Intro APR 0% intro APR on purchases for 12 months from the date of account opening |
Recommended credit score 720-850excellent | Recommended credit score 690-850good - excellent | Recommended credit score 690-850good - excellent |
Full Review
Bank of America® Platinum Plus® Mastercard® Business card: Basics
- Overdraft protection: If you link your card to an eligible Bank of America® business checking account, you'll be covered in case you accidentally overspend.
- Travel and emergency services: As a cardholder, you're eligible for up to $100,000 in travel accident insurance and auto rental insurance, emergency ticket replacement, lost–luggage assistance and the option to get extended protection.
Why you're better off passing on the Bank of America® Platinum Plus® Mastercard® Business card
No ongoing rewards
A short 0% intro APR
A foreign transaction fee
Is the Bank of America® Platinum Plus® Mastercard® Business card right for you?
on Bank of America's website