<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="https://www.nerdwallet.com/sitemaps/us/wp-sitemap.xsl" ?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml"><url><loc>https://www.nerdwallet.com/author/sheri-gordon</loc><lastmod>2024-09-04T11:46:46-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/jonathan-todd-cfa</loc><lastmod>2022-12-20T10:17:32-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/paul-soucy</loc><lastmod>2025-09-30T08:37:35-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/chris-noble</loc><lastmod>2022-12-20T10:17:44-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/kevin-cash</loc><lastmod>2026-02-26T06:36:37-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/ben-luthi</loc><lastmod>2026-02-24T11:57:07-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/benjamin-pimentel</loc><lastmod>2022-12-20T10:18:07-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/brianna-mcgurran</loc><lastmod>2022-12-20T10:18:11-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/amy-hubbard</loc><lastmod>2022-12-20T10:18:14-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/zoran-basich</loc><lastmod>2022-12-20T10:18:17-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/rick-vanderknyff</loc><lastmod>2025-09-17T15:23:56-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/hanah-cho</loc><lastmod>2025-08-22T12:36:30-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/robyn-parets</loc><lastmod>2022-12-20T10:18:37-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/jeanne-lee</loc><lastmod>2022-12-20T10:18:41-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/kirsten-verhaar</loc><lastmod>2023-01-10T11:04:45-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/nerdwallet-4</loc><lastmod>2022-12-20T10:18:55-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/samantha-allen</loc><lastmod>2025-08-25T14:24:40-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/amrita-jayakumar</loc><lastmod>2025-03-05T14:20:11-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/des-toups</loc><lastmod>2023-07-21T12:44:18-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/kathy-hinson</loc><lastmod>2024-09-04T10:57:11-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/dayana-yochim</loc><lastmod>2024-07-12T09:23:11-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/joe-kukura</loc><lastmod>2022-12-20T10:19:40-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/jackie-zimmermann</loc><lastmod>2022-12-20T10:19:44-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/bev-oshea</loc><lastmod>2023-01-11T06:07:57-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/deborah-kearns</loc><lastmod>2023-01-11T06:09:34-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/juan-castillo</loc><lastmod>2022-12-20T10:20:04-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/philip-reed</loc><lastmod>2022-12-20T10:20:14-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/kenley-young</loc><lastmod>2025-08-25T15:14:51-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/ellen-cannon</loc><lastmod>2026-02-26T06:42:11-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/amber-murakami-fester</loc><lastmod>2022-12-20T10:20:51-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/michael-burge</loc><lastmod>2022-12-20T10:20:55-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/devon-delfino</loc><lastmod>2022-12-20T10:20:58-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/mary-m-flory</loc><lastmod>2025-08-25T14:29:16-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/mary-makarushka</loc><lastmod>2024-09-04T09:57:47-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/alex-richards</loc><lastmod>2022-12-20T10:21:47-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/karen-aho</loc><lastmod>2023-07-06T15:14:37-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/john-odell</loc><lastmod>2022-12-20T10:21:54-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/amanda-derengowski</loc><lastmod>2025-08-21T08:41:53-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/tim-manni</loc><lastmod>2024-12-17T15:46:42-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/kim-lowe</loc><lastmod>2025-11-12T13:39:08-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/julianne-rowe</loc><lastmod>2022-12-20T10:22:41-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/kay-bell</loc><lastmod>2026-01-14T06:45:45-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/andrew-l-wang</loc><lastmod>2022-12-20T10:22:50-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/anna-louise-jackson</loc><lastmod>2026-01-12T07:38:57-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/robert-beaupre</loc><lastmod>2025-08-29T10:25:57-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/james-royal-ph-d</loc><lastmod>2024-08-09T06:06:52-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/marilyn-lewis</loc><lastmod>2022-12-20T10:23:56-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/andrea-coombes</loc><lastmod>2024-08-09T09:43:46-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/constance-gustke</loc><lastmod>2022-12-20T10:24:30-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/eric-brown</loc><lastmod>2025-08-25T14:34:22-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/kirsten-malinowski</loc><lastmod>2022-12-20T10:24:40-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/nathan-lampe</loc><lastmod>2022-12-20T10:24:54-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/robin-saks-frankel</loc><lastmod>2022-12-20T10:25:15-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/june-casagrande</loc><lastmod>2023-07-06T09:07:12-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/debra-pamplin</loc><lastmod>2022-12-20T10:39:52-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/reyna-gobel</loc><lastmod>2022-12-20T10:40:03-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/jonathan-molina</loc><lastmod>2022-12-20T10:40:07-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/amanda-johnson</loc><lastmod>2026-02-24T14:12:32-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/lisa-green</loc><lastmod>2025-08-07T17:07:33-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/ariana-arghandewal</loc><lastmod>2026-02-24T12:08:00-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/alisha-mcdarris</loc><lastmod>2026-02-24T12:20:51-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/lissa-poirot</loc><lastmod>2026-02-24T12:26:05-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/rachel-morgan-cautero</loc><lastmod>2026-02-24T13:48:34-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/jennifer-calonia</loc><lastmod>2023-07-06T09:08:25-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/jeanette-margle</loc><lastmod>2025-08-27T10:37:06-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/dan-miller</loc><lastmod>2022-12-20T10:43:09-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/ramsey-qubein</loc><lastmod>2025-03-05T14:34:25-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/paul-rubio</loc><lastmod>2026-02-24T12:23:54-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/bethany-walsh</loc><lastmod>2022-12-20T10:43:33-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/josh-garber</loc><lastmod>2025-03-05T14:16:57-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/lee-huffman</loc><lastmod>2026-02-24T12:06:41-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/natasha-gabrielle</loc><lastmod>2026-02-24T12:22:42-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/rebecca-lake</loc><lastmod>2022-12-20T10:43:50-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/keith-m-rosso</loc><lastmod>2026-02-24T13:25:55-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/kendra-collins</loc><lastmod>2022-12-20T10:44:11-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/anya-kartashova</loc><lastmod>2026-02-24T12:09:40-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/natalie-garnett</loc><lastmod>2022-12-20T10:44:31-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/eric-rosenberg</loc><lastmod>2022-12-20T10:44:41-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/andy-shuman</loc><lastmod>2026-02-24T13:40:50-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/christie-olsen</loc><lastmod>2022-12-20T10:44:58-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/chris-davis</loc><lastmod>2025-08-27T06:02:09-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/kevin-berry</loc><lastmod>2023-08-25T10:46:53-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/michael-mchugh</loc><lastmod>2022-12-20T10:45:32-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/jt-genter</loc><lastmod>2025-03-05T14:17:44-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/elise-xu</loc><lastmod>2022-12-20T10:46:04-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/colin-thompson</loc><lastmod>2022-12-20T10:46:08-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/lindsay-konsko-2</loc><lastmod>2022-12-20T13:05:21-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/tiffany-lam-balfour</loc><lastmod>2024-07-03T11:44:33-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/doug-sibor</loc><lastmod>2025-03-06T14:20:07-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/linda-bell</loc><lastmod>2024-03-15T17:12:35-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/funto-omojola</loc><lastmod>2025-08-14T19:41:05-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/pamela-de-la-fuente</loc><lastmod>2026-02-12T07:38:51-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/tracy-scott</loc><lastmod>2022-12-20T13:05:48-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/bob-violino</loc><lastmod>2022-12-20T13:05:55-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/erica-corbin</loc><lastmod>2024-09-04T09:50:51-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/eric-goldschein</loc><lastmod>2025-03-06T14:22:39-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/john-rossheim</loc><lastmod>2023-07-07T08:46:40-07:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/carol-j-alexander</loc><lastmod>2022-12-20T13:06:10-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/meredith-wood</loc><lastmod>2023-01-11T06:13:10-08:00</lastmod></url><url><loc>https://www.nerdwallet.com/author/priyanka-prakash</loc><lastmod>2023-07-14T06:04:45-07:00</lastmod></url></urlset>