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Brean Horne

Brean Horne

Writer and Spokesperson
Brean was a writer and spokesperson for NerdWallet who covered a variety of topics including money-saving tips, credit scores and managing debt. With over five years' experience in finance, she has written news and produced videos and podcasts for consumer publications such as Which?, Moneywise, The Motley Fool and Citywire.

The latest from Brean

UK Small Business Statistics 2022

Small businesses make up the largest part of private sector companies in the UK. Read on to find out the latest small business statistics in the UK, including how many…

What is Debt and Does it Affect You?

Debt is created when you borrow money from a business or person. You’ll usually have to repay the money you owe plus interest to the lender. Having debt isn’t always…

Is it Better to Rent or Buy?

Both renting and buying a home have pros and cons. The right option for you will depend on your circumstances and financial goals.

Rail Fare Increases: Why Have Train Ticket Prices Increased?

Rail fares have increased at their fastest rate in almost a decade. Find out why rail fares are going up and how to find cheaper train tickets and save money…

Can You Get a Student Loan with Bad Credit?

You can get a student loan with bad credit to cover tuition fees and maintenance costs. Find out how you can access funding.

Bridging Loans Explained: How do Bridge Loans Work?

A bridging loan can act as a bridge between the sale of one property and the purchasing of another. It is a short-term option that helps bridge a financial gap…

How Many Business Bank Accounts Should I Have?

Businesses are increasingly curious about finding better ways to manage their finances. Let’s delve into how many bank accounts a business should have.

33 Christmas Money-Saving Tips

There are many ways to save money during the Christmas period. It all starts with setting a realistic budget to help avoid overspending. Read on to find out how our…

How Long Does a CCJ Stay On Your Credit File?

County Court Judgments will stay on your credit file for six years. But in certain circumstances you may be able to get them removed from your credit history more quickly.

What is the Average Credit Score in the UK?

Credit reference agencies each have their own system to calculate your credit rating, which makes it tricky to find a universal average credit score in the UK. Find out how…

How to Get Out Of Debt: A Step-By-Step Guide

Worried about how much money you owe? Support is available if you’re finding it increasingly hard to repay your debts. Read on to find out how to get out of…

10 Reasons Why Your Credit Score May Have Gone Down

There are many reasons why your credit score might go down. Some may only cause temporary dips, while others may take longer for your credit score to recover. Find out…

What’s Involved in an Exchange of Contracts?

Near the end of a property transaction, both parties sign contracts detailing what is expected and it’s at this stage that they commit to go through with the agreement.

First Homes Scheme: Discounts for First-Time Buyers

The government First Homes scheme aims to help local first-time buyers and key workers get on the property ladder. If you’re eligible, you may be able to buy a new-build…

What’s the Difference Between Freehold and Leasehold?

Most home buyers in the UK have two main options when it comes to property ownership: it will usually be offered freehold or leasehold. With freehold, you will own the…