Ceri Roberts

The Bank of England base rate can change how people spend and save, influencing prices and inflation. How it affects you depends on whether you’re more focused on borrowing or…

The government’s Childcare Choices scheme is expanding, so more families stand to benefit from 15 or 30 hours funded childcare. But accessing what you’re entitled to isn’t always straightforward. We…

If you’re planning an expensive purchase, an interest-free credit card is a handy way to spread the cost. Here we explain what to consider before you apply, and share our…

Capital gains tax (CGT) is a tax charged on the profit gained from the sale of an asset such as stocks or property. Read on to find out how it…

If your debts total £50,000 or less, a debt relief order could write them off. First, you need to demonstrate that you’re in financial hardship and eligible to apply for…

Few of us can avoid the April price rises, but some will be hit harder than others. Fortunately, there are a few ways to minimise the impact – and maybe…

Finding the best credit card for you is essential. Choose carefully and you could save money on interest and fees, spread the cost of an expensive purchase, earn rewards, and…

You can save on interest when you transfer your credit card debt to a balance transfer card – which means you can pay it off much faster. Read on to…

Some lenders offer credit cards for bad credit. These can be a useful way to spread the cost of a large purchase, and may even help you to rebuild your…

A travel credit card can be a great way to avoid paying extra fees and charges when you’re abroad. Whether you’re a regular traveller, or just away for a couple…

The best cashback credit cards give you a cash reward when you spend. However, these rewards can be cancelled out by interest and charges unless you clear your bill in…

Credit builder credit cards are designed to show lenders that you can manage debt responsibly – increasing your credit score in the process. You may be eligible even if you…

The Consumer Prices Index (CPI) measures the annual change in average prices paid by consumers for a range of goods and services that represent regular expenses, like groceries or petrol.

What are credit cards? How do they work? How do you choose between 0% interest, cashback, rewards and other options? Browse our card picks and learn more about the best…

The best reward credit cards could earn you hundreds of pounds each year in points, vouchers or Air Miles – but you only stand to save if you clear your…