Menu Toggle
Search
  1. Home
  2. John Fitzsimons
  3. Page 2
John Fitzsimons

John Fitzsimons

John Fitzsimons has been writing about finance since 2007. He is the former editor of Mortgage Solutions and loveMONEY and his work has appeared in The Sunday Times, The Mirror, The Sun and Forbes.

The latest from John

Employee Loans: How to Get a Loan at Work

Employers can offer loans to their employees in a few different ways. Employee loans can come directly from your place of work or a third party.
Read more

Credit Union Loans: How Do They Work?

If you need to borrow money, you may consider a credit union loan. You need to join a credit union to apply for a loan, but they could be more affordable than other lenders.
Read more

The Mortgage Guarantee Scheme: Helping Homebuyers with a 5% Deposit

The government’s mortgage guarantee scheme aims to encourage lenders to offer 95% loan-to-value mortgages to buyers with a 5% deposit. The scheme has been extended and will now run until the end of June 2025.
Read more

Notice of Default: What Is It and What Does It Mean?

If you miss loan repayments, you might receive a notice of default from your lender warning that you have broken your credit agreement. If you can't pay your debt, you risk defaulting on your loan.
Read more

Want to Know What a House is Worth? Get a House Valuation

Whether you’re remortgaging, buying, selling, or applying for a mortgage, a house valuation is a critical tool to ensure you know the correct price of a property. House valuations can be informal or official and carried out by a chartered surveyor.
Read more

House Survey: What Homebuyers Need to Know

If you’re buying a new home, you probably want to know exactly what you’re buying. Fortunately, professional surveyors can inspect the property as part of a homebuyers report. We explain the three main types of house surveys and how much they might cost.
Read more

House Removals – Everything you Need to Know

House removals can ease the stress of moving house by handling the heavy lifting for you. Several factors, such as distance, the services needed and the number of items, determine house removal costs. Here’s how to find the right company to keep your move affordable.
Read more

Conveyancing Fees: The Cost When Buying and Selling

Conveyancers transfer the ownership of a property from one party to another, and you will need one when buying or selling a home. A few common conveyancing fees include land registration fees, transfer fees and local authority searches.
Read more

Selling a House With a Mortgage: Key Things to Know

Proceeds from the sale of your house often go toward your new home. Find out what’s involved and what you may need to consider.
Read more

What is a Fixed-Rate Mortgage?

With a fixed-rate mortgage your interest rate, and therefore your monthly repayments, will stay the same for the duration of the period you’ve chosen to fix. Most fixed rate mortgages are for either two or five years, although terms in between and for longer are also usually available.
Read more

Discount Mortgages: Is a Lower Rate Worth the Risks?

A discount rate mortgage tracks a lender's standard variable rate, but at a discount. There are pros and cons to this sort of loan.
Read more

Breaking Down Your Completion Statement

A completion statement is effectively the bill for the purchase of a property, laying out what you need to pay.
Read more

What’s Involved in an Exchange of Contracts?

Near the end of a property transaction, both parties sign contracts detailing what is expected and it’s at this stage that they commit to go through with the agreement.
Read more

Mortgage Advice: Do I Need a Mortgage Broker?

The job of a mortgage adviser or broker is to help you find the best mortgage for your circumstances and needs. They may also apply for the mortgage and take control of the application process on your behalf, but may charge a fee for their advice and services.
Read more

Lifetime ISA: Bonus on Savings for a Home or Retirement

If you’re aged 18 to 40, you can open a lifetime ISA (LISA) and earn a 25% annual bonus on up to £4,000 in savings, until you’re 50.
Read more
1 2 3
Back To Top