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John Fitzsimons

John Fitzsimons

John Fitzsimons has been writing about finance since 2007. He is the former editor of Mortgage Solutions and loveMONEY and his work has appeared in The Sunday Times, The Mirror, The Sun and Forbes.

The latest from John

Family looking at a loan-to-value (LTV) for a property

What Does Loan-to-Value (LTV) Mean for a Mortgage?

The loan-to-value (LTV) ratio is your mortgage amount expressed as a percentage of the current value of the property being bought or remortgaged. The bigger your deposit or the equity you’ve built up in your property, the lower your LTV and the better the mortgage rates you may find are available to you.