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Rachel Lacey

Rachel Lacey

Writer
Rachel Lacey is a freelance journalist with 20 years experience. She specialises in personal finance and retirement planning and is passionate about simplifying money matters for all.

The latest from Rachel

Pension or ISA: Which is the Better Investment?

Pensions and ISAs are both tax-efficient ways to save. Knowing how they compare is key to using each most effectively.

What’s the difference between a secured and unsecured debt consolidation loan?

There are two main types of debt consolidation loans: unsecured and secured. Secured loans require collateral, unsecured loans do not. Offering security to the lender typically provides the borrower with…