Rebecca Goodman

Mobile payment apps turn your smartphone into a wallet. Learn how to find a safe, secure app so you can start transferring funds and making contactless purchases.

An overdraft can be an arranged or unarranged loan you take through your current account when you’re out of money. An annual interest rate will apply when you borrow

Cheques account for only 1% of payments in the UK, but if you need to write one you must do it correctly so a bank does not reject it. Our guide will show you the basics.

The Current Account Switch Service will switch your current account and any regular payments automatically within seven working days and provides guarantees if something goes wrong.

You can apply to open a current account online, over the phone or in a bank or building society branch with a form of ID and proof of address, and you’ll need to be 16 or older in most cases.