The latest from Rhiannon
What is a Second Charge Mortgage?
A second charge mortgage allows homeowners to borrow against the equity in their property while still having an existing mortgage. These mortgages usually have higher interest rates than a standard…
Negative Equity and Car Finance: What is It and When Can It Be a Problem?
If you’re in negative equity on your car finance it means you owe more in repayments to your provider than the current value of the car you’re driving. Negative equity…
42 Energy Saving Tips: How to Save Energy At Home
Saving energy doesn’t need to be complicated. There are some simple ways you can reduce your energy usage and save money on your energy bills, including using LED bulbs and…
What Checks Are Completed When You Take Out Car Finance?
Having all the necessary documents and information available for finance companies to check is an important part of ensuring your car finance application is accepted. Typical car finance checks include…
Notice of Default: What Is It and What Does It Mean?
If you miss loan repayments, you might receive a notice of default from your lender warning that you have broken your credit agreement. If you can't pay your debt, you…
What is personal contract purchase?
Personal contract purchase, or PCP, is a form of car finance that allows you to use a car for an agreed term by making monthly payments. At the end of…
What is Voluntary Termination?
Voluntary termination gives you the right to cancel your car finance contract early, once you have paid at least 50% of the total amount payable on the agreement.
What you need to know about Vehicle Excise Duty
Whether you call it car tax, road tax, or vehicle excise duty, paying tax on your car is a legal requirement, if you want to drive in the UK.
Do I Need Breakdown Cover? Is Breakdown Cover Worth it?
Just because breakdown cover isn’t a legal requirement doesn’t mean it’s an unnecessary expense. Breakdown cover may be worth getting as it ensures you can get help if your car…
What is the Debt Respite Scheme? How to Apply for a Breathing Space
The breathing space, or Debt Respite Scheme, allows people with problem debt to freeze interest and fees on their debt arrears and pause any enforcement action.
Car maintenance checklist: 13 tips to look after your car
Cars need regular care to make sure they perform at their best, particularly if you’re not driving them as often. Disuse can create problems for your vehicle, but with just…
Debt and Mental Health: How Mental Health Affects your Finances
Work absenteeism as a result of mental health problems is a massively underrepresented issue which costs both businesses and employees. In this article, we explore the relationship between mental health…
What is the Cost of Going Vegan?
Many people regard veganism as an expensive lifestyle choice, but is there any truth in that claim?
Buying GAP Insurance: Your Essential Guide
You can buy GAP insurance from an online insurer or from a dealership, but there are certain rules about when dealers can sell you a policy. Depending on the policy…
What Are the Main Types of GAP Insurance? Which Type Do You Need?
There are different types of GAP insurance that are suitable for different situations. The best GAP insurance for you will depend on when you buy the policy, how you bought…