Anthony Beachey

Anthony Beachey

A tenants in common mortgage enables two or more people to purchase a property together while each owning a share. This split doesn’t have to be equal and these shares can be sold without the approval of other parties. Find out more about how this agreement works and some of the pros and cons.

Anthony Beachey

A joint borrower sole proprietor mortgage, or JBSP mortgage, means parents or others can help you get onto the property ladder. You will still own the property, but up to four people can support you with mortgage repayments, which can help you meet affordability criteria. Read on to find out more.

Anthony Beachey

If you’re a first-time buyer or have a smaller deposit and are struggling to buy your first home, a shared equity mortgage means you can apply for a smaller mortgage amount by securing a loan to top up you deposit. Read on to find out how these loans work and how you could benefit from one.

Anthony Beachey

Peer-to-peer lending whereby specialist websites (known as platforms) bring lenders and borrowers together, offers borrowers an easily accessible alternative to traditional lenders such as banks and building societies. But how do you go about getting a peer-to-peer loan?

Anthony Beachey

Peer-to-peer lending, whereby borrowers and lenders are matched via websites, known as platforms, offers distinct advantages to borrowers and investors. But it’s important to be aware of the risks involved.

Anthony Beachey

A personal loan, where you borrow a set amount of money and repay it over a specified period of time, can be a very useful financial tool. But how do you go about applying for a loan and how likely is it you will get one?

Anthony Beachey

Equity release schemes allow you to access part of the wealth you have tied up in your home. However, these schemes may not always be the best option and it may be worth considering some of the alternatives.

Anthony Beachey

Home reversion plans let you sell your home while continuing to live there rent-free. They are an equity release option for people aged over 65.

Anthony Beachey

A lifetime mortgage is an equity release scheme that allows you to access some of the wealth you have tied up in your home. You take out a mortgage based on the value of your house, receive a cash payment and carry on living in your home until you die or move out.

Anthony Beachey

Equity release schemes allow homeowners aged 55 and older to release some of the equity tied up in their home. The two common types of schemes are lifetime mortgage and home reversion plans.