Daniel Liberto
Daniel is a freelance finance journalist. He has written and edited news, deeper analysis features, and opinion pieces for the Financial Times, Investopedia and the Investors Chronicle.
Articles by Daniel Liberto:
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Investing Guide and How to Get Started
You may have considered investing but aren’t sure where to start. Read on to discover the investment basics you need to know.
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What is an Investment Trust?
An investment trust is a company with a fixed number of shares in a stock exchange that it sells to investors and then pools the money to make investments on their behalf. The unique features of investment trusts make them a secret weapon for many investors.
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How Unit Trusts and Open-Ended Investment Companies (OEICs) Make Money
Unit trusts and open-ended investment companies (OEICs) let you combine your money with others to invest in an established portfolio of assets.
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Hyperinflation explained
Hyperinflation happens when the costs of goods and services rise by 50% or more each month. It’s rare but catastrophic.
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What are interest rates and what do they mean?
A high interest rate can help if you are saving by adding more money to your deposit. A low interest rate can benefit if you are a borrower as less money is added to what you already owe.
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How the Bank of England Base Rate Affects You
The Bank of England base rate can influence how you manage your finances. A high base rate is good for savers, while a low base rate is good for borrowers.
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What is the UK inflation rate?
A rate of inflation is the percentage rate of change in the prices of goods and services. High inflation means more costly goods – and wages that probably haven’t caught up.
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Active vs. Passive Investing
One of the most important decisions investors must make is whether to be active or passive – or a mixture of both.
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What are some basic investment strategies?
From growth to value and more, there are several approaches to take with your portfolio. Which one is right for you depends on a few factors.
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What is asset allocation?
Asset allocation is an important part of any investment strategy, spreading the potential risks by saving into different types of assets.
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What is diversification?
Diversification is a way of reducing potential risks and increasing potential returns by spreading your investments across different assets.
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Dividends Tax Explained
HMRC requires you to pay tax on all types of income, including from dividend payments. But your allowance is in play, and there are varying rates.
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Reinvesting: What you Need to Know
Reinvesting means using dividends, interest or other forms of income to buy more shares. For some this holds advantages, but it might not be right for others.
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What is a Dividend? Tax and yields explained
When a company periodically rewards their shareholders with a cash payout, those are known as dividends.
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Types of Shares and How to Choose
The jargon around shares isn’t as complex as it might seem. And once understood, it can help to make investors' lives easier.
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What Is a Robo Adviser? Is One Right for Me?
If you're looking for low-cost guidance and management of your investments, a robo-adviser might be an option to consider.
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8 Investment Tips to Think About Before You Invest
By sticking to a few fundamentals and mastering some key behaviors, you'll give yourself the best shot at becoming a successful investor.
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Bonds: What They Do and How They Can Work for You
Bonds are loans made to a government or company and paid back with interest, offer regular income and can be income streams and a potential financial cushion during economic downturns.
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How to Buy Shares: A Step-by-Step Guide
Buying shares isn’t as complicated as it might seem. Read on to find out what you need to know about shares and how to make an investment.
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Investment funds explained: types of funds and how to invest
Funds are ready-made assortments of investments that offer a convenient way to invest.
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Investment Platforms Explained
If you’re just starting out investing, you might need a place to do it. Learn what an investment platform is, how to choose one and the costs and benefits involved.
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How to Choose a Financial Adviser
Learn what qualifications a financial adviser must have and what questions you should ask of one.
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