Articles by Hannah Smith:
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A Beginner’s Guide to Investing in Cryptocurrencies
Cryptocurrencies are digital assets that you can buy, sell, spend and trade on exchanges. Before you start, make sure you understand the risks, the volatility, how to spot scams, and how to choose which crypto to buy.
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How to Buy Bitcoin as an Investment
To invest in Bitcoin, you’ll need to start by buying some of the cryptocurrency on an exchange. Once you own the digital currency, you can sell, trade, or hold. Many investors hold their Bitcoin in hope that the value will continue to grow.
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What is a Pension and How do Pensions Work?
A pension provides a way to save during your working life that can then deliver an income when it’s time for you to retire. There are tax efficiencies and requirements on employers to pay into a pension, which can make saving into a pension hugely attractive.
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A Quick Guide to Business Credit Cards
A business credit card is a great tool to finance your company’s future. They offer flexible funding and the ability to build credit history for cheaper borrowing in the future. Finding the best one for your business will depend on your needs.
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4 Ways for Beginners to Start Investing in Gold
You can invest in gold by buying the physical asset, buying a physical or synthetic gold exchange-traded commodity (ETC), or through types of gold miner shares.
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What You Need to Know About Business Bank Account Charges
Business bank accounts often have additional charges for using your account so it’s important to understand them before opening one. Learn the typical charges to look out for and what to do if your charges go up.
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Retirement planning: how to approach it and succeed
Maybe you have a clear idea of retirement, or maybe you haven't thought about it yet. Whatever the case, there are steps you can take towards this life goal.
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How to save for retirement
Your retirement may seem a while off, but it's never too early to start saving for your retirement. Read on for some top tips for how to go about it.
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What is the State Pension and How Much Will I Get?
The State Pension is a regular payment from the government to support you in retirement. But how much you get and when you will be able to claim it can vary.
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8 Ways to Get Debt Help
Dealing with debt can be stressful, but you don’t have to struggle alone. Read on to find out where you can get debt help and how to get your finances on the right track.
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How to Get Help From a Debt Charity
If you’re stressed or being harassed by creditors, working with a debt charity can give you some breathing space and get you back on track.
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Debt Collectors: What is a Debt Collector?
Dealing with debt collectors can be stressful, but knowing your rights and how to manage them will help you find the best solution. Read on to learn what debt collectors can and can’t do, and the steps you can take when they contact you.
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Stocks and Shares ISA Explained
You may have previously saved in a cash ISA and are now thinking about investing your money. A stocks and shares ISA can help you take that next step.
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Junior ISA: A Guide to Getting Started
You may be thinking about starting to save for your grandchild's, childs, or even a friend's child's future. A Junior ISA allows you to do just that. Learn what you need to know about Junior ISAs.
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ISA Allowance Explained
The current annual ISA allowance is £20,000. But there are more rules and restrictions to know about.
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What are Innovative Finance ISAs?
Innovative Finance ISAs allow peer-to-peer investors to shelter their returns from tax. IFISAs may offer the potential for higher returns than traditional savings accounts, but it’s important to know the risks.
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Fixed-Rate Bonds: How the Savings Work
Fixed-rate bonds are a type of savings account that guarantees an interest rate over a set period of time.
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Premium Bonds: Are They Worth the Investment?
Premium Bonds offer a way to save money and earn tax-free prizes. We discuss the advantages and disadvantages.
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Notice Accounts: How to Save
Notice accounts are savings accounts offered by banks that require advance notice before the day you want to withdraw.
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