Articles by Hannah Smith:
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A Beginner’s Guide to Investing in Cryptocurrencies
Cryptocurrencies are digital assets that you can buy, sell, spend and trade on exchanges. Before you start, make sure you understand the risks, the volatility, how to spot scams, and how to choose which crypto to buy.
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How to Buy Bitcoin as an Investment
To invest in Bitcoin, you’ll need to start by buying some of the cryptocurrency on an exchange. Once you own the digital currency, you can sell, trade, or hold. Many investors hold their Bitcoin in hope that the value will continue to grow.
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A Guide to Basic Business Bank Accounts
A basic business account offers the basic functionality a business needs to manage its finances. These kinds of accounts are often used by business owners with poor credit histories. Read on to learn why you might use a basic business account and its pros and cons.
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Pensions: What You Need to Know and Consider
Pensions are an important part of your financial journey, so it's crucial that you understand what they are and how they work. Read on to learn everything you need to know about pensions.
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4 Ways for Beginners to Start Investing in Gold
You can invest in gold by buying the physical asset, buying a physical or synthetic gold exchange-traded commodity (ETC), or through types of gold miner shares.
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What do I Need to Open a Business Bank Account?
Opening a business bank account is a much smoother process now that online accounts have become commonplace. However, you will still need some key documents to apply for one.
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What You Need to Know About Business Bank Account Charges
Business bank accounts often have additional charges for using your account so it’s important to understand them before opening one. Learn the typical charges to look out for and what to do if your charges go up.
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What to Consider When Taking Out a Free Business Bank Account
Although some business bank accounts advertise themselves as free, it's worth looking into any additional fees and the functionality the account offers. Learn if you can access a free business bank account, how to understand what ‘free’ really means and why you might want to pay for one.
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Retirement Planning: How to Approach It and Succeed
Maybe you have a clear idea of retirement, or maybe you haven't thought about it yet. Whatever the case, there are steps you can take towards this life goal.
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How to Save for Retirement
Your retirement may seem a while off, but it's never too early to start saving for your retirement. Read on for some top tips for how to go about it.
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State Pension Guide: What You Need to Know
The State Pension is a regular payment from the government to support you in retirement. But how much you get and when you will be able to claim it can vary.
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Debt Relief Orders: What You Need to Know
If your debts total £20,000 or less, a debt relief order could write them off. First, you need to demonstrate that you’re in financial hardship.
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How to Find Debt Help
Debt charities can offer free professional help, and you can try to work with creditors directly. Other options require closer examination.
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Debt Charities: How They Can Help You Get Out of Debt
Debt collectors don’t have any legal authority over and above the lender you originally borrowed from. Bailiffs have more powers, but there are steps you can take.
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How to Manage Debt Collectors
Debt collectors don’t have any legal authority over and above the lender you originally borrowed from. Bailiffs have more powers, but there are steps you can take.
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Stocks and Shares ISA Explained
You may have previously saved in a cash ISA and are now thinking about investing your money. A stocks and shares ISA can help you take that next step.
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Junior ISA: A Guide to Getting Started
You may be thinking about starting to save for your grandchild's, childs, or even a friend's child's future. A Junior ISA allows you to do just that. Learn what you need to know about Junior ISAs.
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ISA Allowance Explained
The current annual ISA allowance is £20,000. But there are more rules and restrictions to know about.
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What are Innovative Finance ISAs?
Innovative Finance ISAs allow peer-to-peer investors to shelter their returns from tax. Read on for everything you need to know about Innovative Finance ISAs.
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Fixed-Rate Bonds: How the Savings Work
Fixed-rate bonds are a type of savings account that guarantees an interest rate over a set period of time.
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Premium Bonds: Are They Worth the Investment?
Premium Bonds offer a way to save money and earn tax-free prizes. We discuss the advantages and disadvantages.
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Notice Accounts: How to Save
Notice accounts are savings accounts offered by banks that require advance notice before the day you want to withdraw.
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