Hannah Smith

Hannah Smith

Cryptocurrencies are digital assets that you can buy, sell, spend and trade on exchanges. Before you start, make sure you understand the risks, the volatility, how to spot scams, and how to choose which crypto to buy.

Hannah Smith & Connor Campbell

To invest in Bitcoin, you’ll need to start by buying some of the cryptocurrency on an exchange. Once you own the digital currency, you can sell, trade, or hold. Many investors hold their Bitcoin in hope that the value will continue to grow.

Hannah Smith

A basic business account offers the basic functionality a business needs to manage its finances. These kinds of accounts are often used by business owners with poor credit histories. Read on to learn why you might use a basic business account and its pros and cons.

Hannah Smith & Tim Leonard

A pension provides a way to save during your working life that can then deliver an income when it’s time for you to retire. There are tax efficiencies and requirements on employers to pay into a pension, which can make saving into a pension hugely attractive.

Hannah Smith

A business credit card is a great tool to finance your company’s future. They offer flexible funding and the ability to build credit history for cheaper borrowing in the future. Finding the best one for your business will depend on your needs.

Hannah Smith

A business loan, like a personal loan, can be secured or unsecured. A secured loan requires a valuable asset, such as property or equipment, as collateral. This often means lower rates and higher borrowing limits.

Hannah Smith

A business loan, like a personal loan, can be secured or unsecured. An unsecured loan does not require collateral, which means your valuable assets are safe. Since this puts the risk on the lender expect higher rates and lower borrowing limits.

Hannah Smith

A capital loan, also known as a working capital loan, is a short or medium-term solution that can finance everyday business expenses. They can quickly cover a gap in your cashflow.

Hannah Smith

You can invest in gold by buying the physical asset, buying a physical or synthetic gold exchange-traded commodity (ETC), or through types of gold miner shares.

Hannah Smith

Opening a business bank account is a much smoother process now that online accounts have become commonplace. However, you will still need some key documents to apply for one.

Hannah Smith

Business bank accounts often have additional charges for using your account so it’s important to understand them before opening one. Learn the typical charges to look out for and what to do if your charges go up.

Hannah Smith

Although some business bank accounts advertise themselves as free, it's worth looking into any additional fees and the functionality the account offers. Learn if you can access a free business bank account, how to understand what ‘free’ really means and why you might want to pay for one.

Hannah Smith

Maybe you have a clear idea of retirement, or maybe you haven't thought about it yet. Whatever the case, there are steps you can take towards this life goal.

Hannah Smith

Your retirement may seem a while off, but it's never too early to start saving for your retirement. Read on for some top tips for how to go about it.

Hannah Smith

The State Pension is a regular payment from the government to support you in retirement. But how much you get and when you will be able to claim it can vary.

Hannah Smith

If your debts total £20,000 or less, a debt relief order could write them off. First, you need to demonstrate that you’re in financial hardship.

Hannah Smith

Debt charities can offer free professional help, and you can try to work with creditors directly. Other options require closer examination.

Hannah Smith

If you’re stressed or being harassed by creditors, working with a debt charity can give you some breathing space and get you back on track.

Hannah Smith

Debt collectors don’t have any legal authority over and above the lender you originally borrowed from. Bailiffs have more powers, but there are steps you can take.

Hannah Smith

You may have previously saved in a cash ISA and are now thinking about investing your money. A stocks and shares ISA can help you take that next step.

Hannah Smith

You may be thinking about starting to save for your grandchild's, childs, or even a friend's child's future. A Junior ISA allows you to do just that. Learn what you need to know about Junior ISAs.

Hannah Smith

The current annual ISA allowance is £20,000. But there are more rules and restrictions to know about.

Hannah Smith

Innovative Finance ISAs allow peer-to-peer investors to shelter their returns from tax. Read on for everything you need to know about Innovative Finance ISAs.

Hannah Smith

Fixed-rate bonds are a type of savings account that guarantees an interest rate over a set period of time.

Hannah Smith

Premium Bonds offer a way to save money and earn tax-free prizes. We discuss the advantages and disadvantages.

Hannah Smith

Notice accounts are savings accounts offered by banks that require advance notice before the day you want to withdraw.