Articles by Kristina Fox:
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New Tax Year Resolutions for Your Small Business in 2022
New year’s resolutions don’t just have to be personal. The start of the new tax year is the perfect opportunity to take stock of your business and make new goals for the months ahead. Below, we give you an overview of what to focus on when planning for the new tax year.
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What Are the Best Businesses to Start with No Money?
If you want to scratch your entrepreneurial itch but you’re a bit lacking in the funds department, fear not – there are plenty of businesses you can set up with little to no spare cash. Read on for our suggestions on the best businesses to start with no money.
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Gen Z: Are You Ready to Start Investing?
With many mobile apps and trading platforms to choose from, it has never been easier to start investing. We look at how Gen Zers are making investment decisions and whether it is too easy to be influenced by social media platforms, such as Reddit and TikTok.
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Money Worries and Mental Health at Christmas
Christmas is a tough time for many people, and financial worries can stop you from enjoying the festivities. Find out about the effects that the festive period can have on your finances and your mental health, as well as ways you can combat the stress of the season.
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Gen Z: Time to Tackle your Top Financial Worries
Faced with a precarious future, fighting climate change and rallying for racial equality, Generation Z is a disruptive force in today’s society. These young people long for financial stability in an uncertain world, and their values drive their financial decisions.
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How to Choose a Credit Card
Want to get a credit card but don’t know where to start? Read our guide to find out how to choose the credit card that’s right for you.
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What is Business Insurance?
If you run a small business, you will want to protect it so business insurance may be useful to you. Below, we explain what business insurance is, what it can cover, and whether your business could benefit from it.
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Can I Use a Personal Account For My Small Business?
If you’re self-employed, you may be wondering whether you need a separate business bank account for your work. Below, we look at when you can and can’t use a personal account for business and why it may be beneficial to open separate bank accounts.
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What is a Business Bank Account?
If you run a small business, you may need a separate bank account for it. But what is a business account and what can you do with one? Below, we look at what business bank accounts are and what they can offer you in detail.
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5 Tips On How to Afford Maternity or Adoption Leave
You are likely to see a drop in your income when you start receiving maternity or adoption pay. If you are worried about affording time off for your new arrival, here we suggest five tips for making the most of your money while on maternity or adoption leave.
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Gen Z: Can You Trust Financial Influencers for Advice?
Social media influencers use platforms like TikTok and Instagram to promote everything from beauty products to financial services. Their audiences are often young, impressionable and eager for advice on managing their money. We explore the realities of using influencers as a financial advice source.
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Generation Z and Financial Literacy
Generation Z are making their first foray into the financial world, deciding on everything from investments to savings. Being financially literate is key to making these decisions comfortably and confidently. Read on to find out why Gen Z should be especially aware.
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How to Open a Business Bank Account Online
You can open a business account online quickly – sometimes in only a few minutes. You’ll just need proof of ID, proof of address, and some business details.
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How National Insurance Works
National Insurance is a tax paid by most UK workers. Read on to learn about National Insurance including what it pays for, how to find your National insurance number, where to check how much you’ve paid, and how contributions could affect your State Pension.
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Tax services: what you need to know about filing your taxes
If you are self-employed, earn income from an additional revenue stream or claim some benefits, then you may need to file your taxes. Read on to understand when the tax season is, how to prepare your taxes and how long it could take to complete them.
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Using a Tax Adviser or Accountant For Your Tax Return
A tax adviser or accountant can file your tax return for you, taking a lot of stress out of the process, but using them can come at a price. Learn the benefits and cost of using one.
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Student Maintenance Loans: What to Know
A student maintenance loan can help you pay your living expenses while you study.
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Self-Assessment Tax Return: Who Has to Complete One
Self-employed workers, or those with additional income streams, must pay income tax by filing a self-assessment tax return. We explain what self-assessment is, who should pay tax this way, and how to do it.
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Are Challenger Banks as Safe as High Street Banks for Businesses?
Should you choose a challenger bank, mainly accessing your money via an app, or opt for a traditional high street bank for your business? We consider the pros and cons of each type of bank, so you can decide which might best suit your needs.
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Sole Trader vs. Self-Employed: What’s the Difference?
Day to day, there is little distinction between self-employment and being a sole trader. You might be asking yourself: what is the difference, and how does it impact me? Below, we explain the meaning of these terms.
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How to Register a Company Name
If you’re considering starting your own business, you’ll need to choose a company name when you set up a limited company. Below, we look at how to decide on a name and how to register it with Companies House.
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Your Small Business Budget in 5 Steps
Budgeting is something of an art form, and it’s absolutely non-negotiable – especially for small businesses. Here we teach you how to create a business budget to manage your business’s finances.
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7 Items Small Businesses Need on Their Year-End Accounting Checklist
The end of the financial year can be stressful for small business owners, but our year-end accounting checklist will help you transition smoothly into the next! Below, we explore what you need to do to organise your year-end finances.
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How to Open a Business Bank Account in the UK
If you run a small business, you need to keep on top of your finances. You may want to open a business bank account. We cover the steps you need to follow to open an account for your business.
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How Challenger Banks Are Revolutionising Business Banking
Many business owners choose to use a challenger bank for their business banking. But what is a challenger bank, and are they revolutionising business banking as we know it? We explore challenger business bank accounts below.
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Maternity Leave: What Could I Be Entitled To?
Taking time off work to welcome a new child into your life can cause financial worries. We look at the pay and benefits you are entitled to on maternity, paternity and adoption leave, and suggest a few money-saving tips to help you settle into family life.
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Do I need a business bank account?
Using a business bank account is a smart way to keep your finances organised and separate from your personal money. Whether you’re self-employed, in a business partnership or run a limited company, find out why you may need a business account, and how to choose the right one to suit you.
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