Nic Redfern

Nic Redfern

Despite the reality and hard graft of owning your own business, you can’t seem to kill the UK’s entrepreneurial spirit. But what motivates Brits to start up on their own despite set backs? Read on to discover the challenges businesses face and how to overcome them.

Nic Redfern & Rhiannon Philps

The Bounce Back Loan Scheme was set up by the government to help businesses get financial support during the Covid-19 pandemic. It’s now closed, but you can find out more information about how to repay these loans through Pay As You Grow (PAYG).

Nic Redfern

A critical factor for all growing businesses is the availability of funding. Interestingly, the demand for external finance has declined considerably over the last decade, with just 36 per cent of smaller businesses using it today, according to the British Business Bank.

Nic Redfern & Connor Campbell

Business loans can be great cash injections and can provide the seed capital needed to grow your business. However, they are not always easy to obtain, especially compared to personal loans. So, is it possible to get a personal business loan – i.e. a personal loan – that you use for your business?

Nic Redfern

More people are returning to work, but social distancing is changing our commute. A recent report stated that maintaining a 2m distance between London Tube passengers is only possible at 15% capacity, and for buses only 12% capacity would be possible. How will you commute to work as lockdown eases?

Nic Redfern & Kristina Fox

Day to day, there is little distinction between self-employment and being a sole trader. But what is the difference, and how does it impact on you? Let’s look at the meaning of self-employment versus sole trader.

Nic Redfern

Businesses are feeling the pinch as the UK nears the three-month mark since lockdown was implemented. What measures are SMEs employing to stay afloat?

Nic Redfern

Many ambitious students will ask the question of whether you can start a business at university. The answer is a resounding yes. More than one in four, 26% of students plan to start a business while at university, according to Santander Universities. That’s just under half a million new businesses.

Nic Redfern

To operate as a courier, you may need to take out certain types of insurance, depending on the services you provide. Is your courier business fully covered?

Nic Redfern

If you’re looking to grow your small business, or even to expand it into a financially viable career, it might be worth considering a loan.

Nic Redfern & Connor Campbell

Whether you’re looking to attract investors or provide direction, every business can benefit from a plan. But where should you start? Read on for our guide on how to write a business plan.

Nic Redfern & Connor Campbell

Getting a self-employed business loan can be tricky, but it doesn’t have to be impossible. Find out what business loans you could get when self-employed, how you can prove your income, and what you can use the funds for with our detailed guide.

Nic Redfern & Kristina Fox

The legal status you choose for your business has major implications for tax, earnings and even survivability. Should you be a sole trader or a limited company – and how to reach that decision?

Nic Redfern & Kristina Fox

If you’re considering starting your own business, you’ll need to choose a company name when you set up a limited company. Below, we look at how to decide on a name and how to register it with Companies House.

Nic Redfern & Kristina Fox

Budgeting is something of an art form, and it’s absolutely non-negotiable – especially for small businesses. Here we teach you how to create a business budget to manage your business’s finances.

Nic Redfern & Holly Bennett

Asset finance can help a business spread the cost of buying or hiring equipment over time. But with so many options, how do you know which type of financing is right for your business? We look at the pros and cons of each.

Nic Redfern

An online presence is essential for the success of your business. And with free marketing tools, social media savvy and high-quality design, you don’t have to break the bank in order to grow your business online.

Nic Redfern

The COVID-19 pandemic has ground financial markets the world over to a juddering halt. The Government has introduced emergency measures to help UK businesses stay afloat—but how effective are they actually proving? NerdWallet investigates.

Nic Redfern

On 20 April 2020, the UK Government unveiled the Future Fund, a scheme designed to support startup businesses during the COVID-19 pandemic. How will it work—and will your company be eligible?

Nic Redfern

Remote working has been linked to reduced employee turnover, lower organisational costs and increased employee productivity. Is it time to implement it into your long-term business strategy?

Nic Redfern

In this current climate, it is important to have a realistic outlook on how your business is performing, both now and in the months to come. Producing a cash flow forecast is key to setting realistic short-term and long-term goals.

Nic Redfern

Putting a value on any business can be challenging but online businesses will require some added thought when it comes to accurately evaluating market worth. We’ve outlined how you can do this successfully.

Nic Redfern

Concerted efforts by the government and local authorities have opened up the UK for business, putting previously unpopular regions squarely on the map.

Nic Redfern

UK businesses and workers are engaged in a process of transformation, where the way we work is changing. With a growing demand for flexible working – whether it means working remotely, for fewer hours or in the gig economy – we assess the challenges that lie ahead.

Nic Redfern

With climate change one of the major issues currently facing the world, governments, businesses, and individuals alike are looking for ways to reduce their carbon footprint and environmental impact.

Nic Redfern

Many businesses have been forced to implement a working from home strategy to survive the COVID-19 lockdown in the UK. We look at tips for working from home, including how to manage a team remotely, how to stay motivated, and look after your wellbeing.

Nic Redfern

Reducing your energy wastage can save your business a considerable amount of money. In this article we take you through creating a structured energy audit to see where you can make improvements.