Nic Redfern

Nic Redfern

Despite the reality and hard graft of owning your own business, you can’t seem to kill the UK’s entrepreneurial spirit. But what motivates Brits to start up on their own despite set backs? Read on to discover the challenges businesses face and how to overcome them.

Nic Redfern

Small businesses can apply for the government’s coronavirus Bounce Back Loan Scheme and access up to £50,000, which will be quickly paid into their business bank account. How does this relate to the CBILS, and how can your business access the funds?

Nic Redfern

Our guide to making a business loan application includes an essential checklist on what to include in a business plan and how to manage the interview process.

Nic Redfern

Business loans can be great cash injections and can provide the seed capital needed to grow your business. However, they are not always easy to obtain, especially compared to personal loans. So, is it possible to get a personal loan and use it for your business?

Nic Redfern & Kristina Fox

Should you choose a challenger bank, mainly accessing your money via an app, or opt for a traditional high street bank for your business? We consider the pros and cons of each type of bank, so you can decide which might best suit your needs.

Nic Redfern

As a contractor you’ve most likely heard of IR35, but it’s equally likely that you’ve never fully understood the implications of the rule and whether they apply to you. In this article we’ll clarify this complex legislation and explain the upcoming changes for 2021.

Nic Redfern

As an individual with a poor credit history you’ve probably faced a number of knockbacks when applying for a business bank account from lenders. The good news is that it’s possible to open a business bank account with poor credit. Let’s examine the options.

Nic Redfern

More people are returning to work, but social distancing is changing our commute. A recent report stated that maintaining a 2m distance between London Tube passengers is only possible at 15% capacity, and for buses only 12% capacity would be possible. How will you commute to work as lockdown eases?

Nic Redfern & Kristina Fox

Day to day, there is little distinction between self-employment and being a sole trader. You might be asking yourself: what is the difference, and how does it impact me? Below, we explain the meaning of these terms.

Nic Redfern

Businesses are feeling the pinch as the UK nears the three-month mark since lockdown was implemented. What measures are SMEs employing to stay afloat?

Nic Redfern

Many ambitious students will ask the question of whether you can start a business at university. The answer is a resounding yes. More than one in four, 26% of students plan to start a business while at university, according to Santander Universities. That’s just under half a million new businesses.

Nic Redfern

To operate as a courier, you may need to take out certain types of insurance, depending on the services you provide. Is your courier business fully covered?

Nic Redfern

If you’re looking to grow your small business, or even to expand it into a financially viable career, it might be worth considering a loan.

Nic Redfern & Connor Campbell

Whether you’re looking to attract investors or provide direction, every business can benefit from a plan. But where should you start? Read on for our guide on how to write a business plan.

Nic Redfern

Since the financial crisis of 2007–8, banks have been warier of lending to individuals who can’t demonstrate a solid financial track record. This can prove especially true if said individual is self-employed.

Nic Redfern

Starting a business from scratch takes time, commitment, hard work - and money. Find out how to get a startup loan for your business and who provides them.

Nic Redfern

The legal status you choose for your business has major implications for tax, earnings and even survivability. Should you be a sole trader or a limited company—and how to reach that decision?

Nic Redfern & Kristina Fox

If you’re considering starting your own business, you’ll need to choose a company name when you set up a limited company. Below, we look at how to decide on a name and how to register it with Companies House.

Nic Redfern

As a new business owner, you’ll find there are so many things to think about. Financing your business should be your top priority so it’s time to discover startup business grants which can really help your business soar

Nic Redfern & Kristina Fox

Budgeting is something of an art form, and it’s absolutely non-negotiable – especially for small businesses. Here we teach you how to create a business budget to manage your business’s finances.

Nic Redfern & Holly Bennett

Asset finance can help a business spread the cost of buying or hiring equipment over time. But with so many options, how do you know which type of financing is right for your business? We look at the pros and cons of each.

Nic Redfern

An online presence is essential for the success of your business. And with free marketing tools, social media savvy and high-quality design, you don’t have to break the bank in order to grow your business online.

Nic Redfern

The COVID-19 pandemic has ground financial markets the world over to a juddering halt. The Government has introduced emergency measures to help UK businesses stay afloat—but how effective are they actually proving? NerdWallet investigates.

Nic Redfern

By obstructing cash flow, late payments can pose a serious threat to a business. But invoice financing may be the solution you’ve been looking for.

Nic Redfern

On 20 April 2020, the UK Government unveiled the Future Fund, a scheme designed to support startup businesses during the COVID-19 pandemic. How will it work—and will your company be eligible?

Nic Redfern

Remote working has been linked to reduced employee turnover, lower organisational costs and increased employee productivity. Is it time to implement it into your long-term business strategy?

Nic Redfern

In this current climate, it is important to have a realistic outlook on how your business is performing, both now and in the months to come. Producing a cash flow forecast is key to setting realistic short-term and long-term goals.

Nic Redfern

Concerted efforts by the government and local authorities have opened up the UK for business, putting previously unpopular regions squarely on the map.

Nic Redfern

UK businesses and workers are engaged in a process of transformation, where the way we work is changing. With a growing demand for flexible working – whether it means working remotely, for fewer hours or in the gig economy – we assess the challenges that lie ahead.

Nic Redfern

Many businesses have been forced to implement a working from home strategy to survive the COVID-19 lockdown in the UK. We look at tips for working from home, including how to manage a team remotely, how to stay motivated, and look after your wellbeing.

Nic Redfern

We give you the lowdown on small business loans, taking you through the options available, how you choose and how you apply.

Nic Redfern

If you're looking to purchase a property for your business you need to be ready for an onslaught of phrases and terms that are specific to the commercial mortgage market. Our handy glossary will help you cut through the jargon.

Nic Redfern

Reducing your energy wastage can save your business a considerable amount of money. In this article we take you through creating a structured energy audit to see where you can make improvements.