Rachel Lacey

Rachel Lacey

Financial abuse occurs when a partner or caregiver takes control of your money and how you spend it. In this article we focus on how to recover financially including how to get help, where to go for legal advice, the benefits of checking your credit record and new financial goals.

Rachel Lacey

You can borrow against your current property to buy a new one through remortgaging or by taking out equity release.

Rachel Lacey

If you have taken out an equity release plan, you might worry that selling your home is not an option. Fortunately, you can still relocate or downsize.

Rachel Lacey

Switching to a new mortgage can help you release some equity from your home, providing a useful source of cash.

Rachel Lacey

You must receive equity release advice from an adviser or broker with a specialist qualification. Here’s how to find the best guidance for you.

Rachel Lacey

Property is an expensive investment. Pensions are supported by government tax relief, employer contributions and more. Both can help fund your retirement.

Rachel Lacey

A lifetime ISA (LISA) and pensions are both designed for retirement savings. Knowing how they compare is key to using each most effectively.

Rachel Lacey

Pensions and ISAs are both tax-efficient ways to save. Knowing how they compare is key to using each most effectively.

Rachel Lacey

Pension pots and savings accounts both save for the future. Knowing how they compare is key to using each most effectively.

Rachel Lacey

An unsecured loan can be a simple way of borrowing money, whether you have a big expense on the horizon or other loans you want to consolidate.

Rachel Lacey

If you have a handful of outstanding debts, it may be cheaper and more manageable to consolidate them into one personal loan.

Rachel Lacey

There are two main types of debt consolidation loans: unsecured and secured. Secured loans require collateral, unsecured loans do not. Offering security to the lender typically provides the borrower with access to larger sums of money.

Rachel Lacey

Borrowers with poor credit who want to consolidate debt have the most difficulty getting a loan that suits their needs. However, there are options available for those with bad credit scores – you just need to know where to look.

Rachel Lacey

In this article, our NerdWallet research examines how much consumers plan to spend on Christmas presents in 2020, how they’re paying for them, and how spending compares to 2019 – alongside practical ways to save on Christmas presents and how to say when you can’t afford to buy presents.