Rebecca Goodman

Rebecca Goodman

Applying for a credit card is pretty straightforward, but you might need a little help finding the right card and knowing how applying can impact your credit score. We’ll explain the steps and what you need to know.

Rebecca Goodman

Using a credit card can be one of the cheapest ways to spend money overseas, as long as you pick a card with no fees and clear the balance each month.

Rebecca Goodman

Using a travel credit card is one of the cheapest ways to spend money abroad because it shouldn’t charge extra fees for transactions or withdrawals.

Rebecca Goodman

Using a travel credit card is one of the cheapest ways to spend money abroad because it shouldn’t charge extra fees for transactions or withdrawals.

Rebecca Goodman

A prepaid travel card lets you load money onto it before you set off, and then you use it to pay for things while you're abroad.

Rebecca Goodman

Debit lets you use and access money you already have. Credit lets you borrow money that you’ll later pay back.

Rebecca Goodman

A cash advance credit card allows you to withdraw money up to a specific limit. But fees and high interest rates can make it a costly option.

Rebecca Goodman

A money transfer credit card puts cash straight into your account. It lets you borrow at 0% interest for a set amount of time by charging a fee to do so.

Rebecca Goodman

Using a cashback credit card for everyday purchases can earn you cash rewards.

Rebecca Goodman

Tax relief allows you to pay less or earn money back from the government. We explain key tax relief types and how to put in your claim.

Rebecca Goodman

The UK has two main rates of income tax: 20% and 40%. We explain these different income tax brackets and the allowances you may be eligible for.

Rebecca Goodman

Income tax is charged on most forms of income, but the way you pay depends on your employment.

Rebecca Goodman

With the pay-as-you-earn (PAYE) system, your employer deducts income tax and national insurance from your salary.

Rebecca Goodman

Tax codes are used to calculate how much income tax you must pay. It's important to check to make sure your code is correct.

Rebecca Goodman

Self-employed workers or those with additional income streams must pay income tax by filing a self-assessment tax return.

Rebecca Goodman

UK income tax is typically paid through the pay-as-you-earn (PAYE) scheme, but additional tax payments, including the self-assessment payment, can also be paid online.

Rebecca Goodman

There are several different charges and fees attached to credit cards, but all cards have an annual percentage rate, known as the APR.

Rebecca Goodman

Mobile payment apps turn your smartphone into a wallet. Learn how to find a safe, secure app so you can start transferring funds and making contactless purchases.

Rebecca Goodman

Contactless payments make daily transactions easier by allowing you to hover your card or device over the payment terminal.

Rebecca Goodman

Standing orders send payments arranged by you. Direct debits are collected by the person or company you are paying.

Rebecca Goodman

Online banking puts you in control of your finances. Most banks in the UK offer this service, and it can be quick and easy to get started.

Rebecca Goodman

Cheques account for only 1% of payments in the UK, but if you need to write one you must do it correctly so a bank does not reject it. Our guide will show you the basics.

Rebecca Goodman

The Current Account Switch Service will switch your current account and any regular payments automatically within seven working days and provides guarantees if something goes wrong.

Rebecca Goodman

An overdraft can be an arranged or unarranged loan you take through your current account when you’re out of money. An annual interest rate will apply when you borrow

Rebecca Goodman

You can apply to open a current account online, over the phone or in a bank or building society branch with a form of ID and proof of address, and you’ll need to be 16 or older in most cases.