Articles by Rhiannon Philps:
-
The Ultimate Guide to the FIRE Movement
The Financial Independence, Retire Early (FIRE) movement has gained traction over the years as more individuals look to save enough money to be able to take early retirement. But what does it involve and how accessible are its aims?
Read more -
How to optimise your finances during a recession
A recession can be a worrying time for many, but you can take a number of precautionary measures to prepare you for any future difficulties. From cutting spending to paying off debt to building up an emergency fund, find out how you can start to protect your money in a recession.
Read more -
Job Support Scheme: What is the furlough scheme replacement?
As COVID-19 continues to cause disruption and difficulties across the economy, what measures have the government introduced to help businesses navigate their way through this period?
Read more -
Graduating into a recession: How to find a job in a recession
How can recent graduates looking for work in the midst of a recession improve their chances of securing a job? Read on to find out how you can adapt to the challenges posed by the economic situation and boost your job prospects.
Read more -
How do I rent out my house?
If you have a residential mortgage on your property and are thinking of renting it out, there are lots of factors to consider. How can you get your property ready to rent and what do you need to do before advertising for tenants?
Read more -
Should I Move House or Make Home Improvements?
If your house no longer suits your needs you have two choices: renovate or move. Both of these options can cost a lot of money, so we discuss when you might consider them and how you can fund your decision.
Read more -
The Ultimate Guide to Moving Out of London Post Lockdown
As the country tries to recover from coronavirus, increasing numbers of buyers and renters are showing interest in moving out of London and other big cities. We look at why this is happening and what people considering a move will need to think about.
Read more -
What is stamp duty? And how will stamp duty cuts affect me?
Stamp duty is a tax you pay when purchasing a new property. The government has temporarily reduced the rates of paying this tax, but what are the new thresholds and how will they impact buyers?
Read more -
Mini-Budget 2020: How the Summer Statement Will Affect Consumers
As the UK emerges from lockdown, many people are worried about money, employment opportunities, and the future for businesses. The Summer Statement aimed to address these concerns and announced some measures to try to minimise the adverse economic effects brought on by coronavirus.
Read more -
Summer Statement 2020: What the Mini-Budget Means for Businesses
As restrictions ease and places start opening, businesses are trying to get back on their feet. To help businesses in their recovery and to try to stimulate the economy, a host of new government measures were announced in the Summer Statement.
Read more -
Coronavirus business support: Guidance for business owners
Businesses that are struggling financially as a result of coronavirus can receive assistance from the large package of government business support that is now available, as well as taking other steps to relieve their financial pressures.
Read more -
What are the 2020 Budget changes to entrepreneurs’ relief?
Entrepreneurs’ relief has been criticised in recent years, and the recent Budget addressed these concerns by reducing the lifetime limit on qualifying gains. Find out more about the change and the wider impact it will have.
Read more -
How to Apply For a Coronavirus Mortgage Payment Holiday
For those struggling to pay their mortgage because of the effect of COVID-19 on their finances, providers are offering a mortgage payment holiday to help relieve the strain.
Read more -
How do I Apply For a Coronavirus Business Interruption Loan?
The Coronavirus Business Interruption Loan Scheme is a government-backed scheme that aims to encourage lenders to approve credit applications from businesses that are affected by COVID-19.
Read more -
Top Small Business Grants in the UK
Are you a start-up or small business searching for funding? Discover grants for different regions and industries to see what you are eligible for.
Read more -
The True Cost of Homelessness
Homelessness is a debt that we all pay for as a society, but you don’t find it on a balance sheet – let’s explore some of the costs associated with homelessness.
Read more -
What is the cost of going vegan?
Many people regard veganism as an expensive lifestyle choice, but is there any truth in that claim?
Read more -
The Business Insurance Expert: 5 Business Insurance Myths
In the first of our Expert Insights series, Joe Howard, a business insurance specialist discusses the common misconceptions that cause problem for SMEs.
Read more -
What Does GAP Insurance Cover? And Why Take It Out?
GAP insurance is an optional cover that works alongside your standard car insurance policy. But what does GAP insurance cover and why might you get it?
Read more -
Where to Exchange Currency Near Me Without Paying Huge Fees
It is best to exchange currency in the UK through a major bank, post office or online foreign exchange specialist, for example, before you embark on your journey and not last-minute at an airport.
Read more -
Three in ten businesses expect to collapse in the next 12 months, study finds
In this article, we look at which financial support schemes businesses have used, what business leaders think of how the government has handled the crisis and what their plans are for 2021.
Read more -
How to become a business consultant
A business consultant is a diverse role that offers many opportunities to specialise, but what exactly is a business consultant and what skills do you need for the role?
Read more -
Coronavirus business grants: A guide to the business funding available
With many businesses experiencing major cash flow issues because of COVID-19, the government is providing different measures of support, including some coronavirus business grants.
Read more -
Choosing a coworking space: A comparison of coworking offices
Coworking spaces are growing in popularity across the UK, with the number of flexible office centres increasing by nearly 10% in 2017. But why are more businesses making use of them and how do you choose the right coworking space for your needs?
Read more -
Guide to the 2020 Budget
The 2020 Budget, setting out the Government’s financial plans for the coming years, was announced on Wednesday 11th March. We look at what measures were announced and how these may impact businesses and your personal finances.
Read more -
Top tips for finding your first office space
Moving into a new office space is an exciting time for any business, but finding your perfect office set-up that’s the right size, cost, and location can be difficult. We discuss the different workspaces available and offer five tips on how to find the best office space for your business.
Read more -
Pros and cons of bank loans for small businesses
Businesses in search of additional finance may consider taking out a bank loan. But what are the advantages and disadvantages of this funding source?
Read more -
Debt and Mental Health: How Mental Health Affects your Finances
Work absenteeism as a result of mental health problems is a massively underrepresented issue which costs both businesses and employees. In this article, we explore the relationship between mental health problems and your finances.
Read more -
Should your business choose green web hosting?
Many environmentally-conscious businesses are taking steps towards reducing the impact of their online infrastructure. We take a look at the issues surrounding green web hosting in the UK.
Read more -
Top finance blogs 2019
We shortlist a number of UK financial blogs that cover a range of interesting consumer finance topics.
Read more