Breakdown Cover Hub

Vehicle breakdowns can be expensive if you don't have the right cover. If you need information on finding the perfect products for your motoring needs we've got you covered with informative articles, handy guides and product comparisons.

Breakdown cover: essential knowledge

Before you purchase breakdown cover it's important to make sure you understand the basics of this type of policy. Here's a brief rundown on the fundamentals:

  • Every breakdown cover policy offers different levels of service, different cost structures and different exclusions. You must carefully examine all aspects of the product to ensure it adequately meets your needs.
  • Breakdown cover provides you with assistance from a mobile mechanic when your vehicle malfunctions.
  • Breakdown cover policies at the lower end of the market may not provide you with assistance at home.
  • Specialist breakdown cover is required if you require assistance on the European mainland.
  • Some breakdown cover policies will help towards the cost of accommodation or alternative onward travel if your car can't be fixed.
  • There are two main type of policy: vehicle-based which covers a specific vehicle regardless of who is driving; and personal-based, which covers a specific person regardless of the vehicle they are driving. Not all providers offer both types of policy, however.
  • From most providers, personal-based policies can be purchased for individuals, couples, groups or families. The more people covered by a policy the cheaper it will work out per person.