Ferratum Business Loans

- Ferratum group is one of the global leaders for mobile banking.
- No obligation online application can be completed in 5 minutes.
- Get a decision fast, money disbursed within one business day of completed application.
- Simple and transparent pricing.
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EJ Finance
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Minimum Turnover
£50,000 p.a.
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Available Amounts
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Available Terms
1 months to 10 years
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- Application-to-offer within 24 hours
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Minimum Turnover
£200,000+ p.a.
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£50,001 to £500,000
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Swoop Funding
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- Speak to Swoop's team of experts – five-star Trustpilot rated
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Minimum Turnover
£50,000 p.a.
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Fluidly
- Instantly see funding products your business is eligible for, from across the market (no credit checks)
- A dedicated 5-star rated Funding Specialist on hand to support your application end-to-end (no hidden fees)
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Minimum Turnover
£100,000 p.a.
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£50,000 to £10,000,000
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Available Terms
1 to 10 years
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- Hassle free funding options within 30 seconds
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- Hassle free funding options within 30 seconds
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Fleximize
- Voted "Best Business Finance Provider" at the British Bank Awards 2020
- Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
- Interest charged on a reducing balance, repay early and only pay for the time you had the loan
- Rates from 0.9% per month (10.8% per annum), with no additional fees
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£5,000 to £500,000
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Available Terms
3 months to 4 years
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- Voted "Best Business Finance Provider" at the British Bank Awards 2020
- Industry-leading flexibility - top-ups, repayment holidays, no hidden fees
- Interest charged on a reducing balance, repay early and only pay for the time you had the loan
- Apply online in minutes, receive funds in as little as 24 hours.
Eligibility criteria
- Minimum annual turnover of £60,000 p.a.
- Borrow between £5,000 and £500,000
- Business activities must be UK-based and impacted by Covid-19
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Portman Asset Finance
- Business finance broker with specialist sector experience to offer fast and flexible finance solutions
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Minimum Turnover
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£10,000 to £10,000,000
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Available Terms
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Selina Finance Business Loans
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- Apply online and get a personalised loan offer in just 15 minutes
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Minimum Turnover
£30,000 p.a.
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Available Amounts
£25,000 to £1,000,000
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Available Terms
6 months to 30 years
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- Specialist digital lender offering secured business loans and flexible credit lines
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Nucleus
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Minimum Turnover
£60,000 p.a.
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Available Amounts
£3,000 to £50,000,000
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Available Terms
3 months to 8 years
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- Fast service - receive your funding in 24 hours
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365 Business Finance
- A flexible business funding alternative
- Cash advanced against card transactions
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Minimum Turnover
£5,000+ card transactions per month
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Available Amounts
£5,000 to £200,000
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Available Terms
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- A single all inclusive charge that never changes
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- Your business must have been trading for at least 6 months
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- Your business must take at least £5,000 per month in card transactions.
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Ferratum Business Finance FAQ
Who is Ferratum?
Ferratum Business is a division of the Ferratum Group, a European finance company that is publicly traded on the Frankfurt Stock Exchange. Ferratum Business has offices in Stockholm, Helsinki, Vilnius, Copenhagen, Perth and Liverpool and offers a range of financial services and products to businesses and individuals.
What services and products does Ferratum offer?
Ferratum provides business loan products and working capital loans to businesses looking for finance.
What industries does Ferratum serve?
Ferratum have provided unsecured business loans to businesses in several industries including construction, food and beverage, retail and wholesale, transportation and cosmetics.
What are Ferratum unsecured business loans?
Unsecured business loans, like those offered by Ferratum, are short-term business loans for companies that can use funding for a range of different business-related purposes including equipment leasing, working capital and inventory purchasing. Unsecured business loans are a lending option that allow businesses to borrow without the need to secure a specific asset as a security.
What can unsecured business loans from Ferratum be used for?
Borrowers can use funding from an unsecured business loan for a variety of business-related reasons such as cash flow support, stock, repairs, staff expenditure, equipment lease and office space.
What are the available terms for Ferratum unsecured business loans?
Loan amounts, terms and costs are determined by Ferratum’s analysis of each business. Your agreement will be determined by the nature of your business and your loan needs. Several business performance factors as stated in your application may impact your unsecured business loan agreement.
What are the available amounts I can borrow with a Ferratum unsecured business loan?
Available loan amounts from Ferratum range with specific conditions and terms of your agreement determined by your application and quote.
What details will I need to provide to Ferratum?
When applying for an unsecured business loan, you will need to provide Ferratum with various details to support your application relating to your business. The online application form will inform you of what you need to provide Ferratum in order for your loan request to be processed.
What are the qualification criteria for a Ferratum unsecured business loan?
Various qualification criteria apply to unsecured business loans, like those offered by Ferratum. To qualify for one of these loans, businesses may need to generate a certain amount of turnover each month as well as prove they have a physical business presence in the UK.
Is collateral required for Ferratum unsecured business loans?
Unsecured business loans provided by financial providers like Ferratum are not secured by specific assets such as real estate.
How do I apply for Ferratum unsecured business loans?
To apply for a Ferratum unsecured business loan, use our comparison tables to navigate to the company’s website. You can then click on the application button to access an online form and view all the necessary fields that need to be filled in. Once you have completed the form it will be submitted directly to Ferratum who will process your details and get in touch with you.