Funding Options Business Loans

Funding Options Business Loans logo
  • Compare Funding Options business finance products in the table below.
  • Get information on terms and amounts for the different commercial loan types that they offer.
  • Click the links provided to apply direct online.
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    • Nationwide Finance help 35,000 businesses get finance each year
    • Direct funder - not a broker
    • Same day decision, funds within 24 hours
    • Minimum Turnover
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    • Available Amounts
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    • Available Terms
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  • Funding Circle logo

    Funding Circle

    • Your business must have a minimum of 2 years’ trading history
    • A leading UK platform for small business loans
    • Simple online application and decisions in as little as 5 hours
    • Rates from 3.9% per year - No early settlement fees
    • Minimum Turnover
      £16,700 p.a.
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    • Available Terms
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  • Puzzle Funding logo
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    • YOUR BUSINESS MUST HAVE A MINIMUM OF 6 MONTHS’ TRADING HISTORY
    • Free service matches your business with over 100 lenders in seconds
    • Apply in 3 minutes and get funds in as little as 1 hour
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  • Capify logo

    Capify

    • Your business must have a minimum of 1 years trading history. No sole traders.
    • Capify loans are paid back in very small automated regular payment; either daily or weekly
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    • Minimum Turnover
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  • Fleximize logo

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    • Industry-leading flexibility - top-ups, repayment holidays, penalty-free early repayment, no set-up fees
    • Interest charged on reducing balance, not total loan amount - repay early and only pay for the time you had the loan
    • Apply online in five minutes, typically get a decision in 24 to 48 hours, receive funds the same day
    • Minimum Turnover
      £60,000 p.a.
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  • Swoop Funding logo
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    • Online management allows you to find funding opportunities and track applications
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      £100,000 p.a.
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  • Funding Xchange logo
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    Funding Xchange

    • Access 70 lenders from one simple funding request
    • Easily compare the choices available, including RLS options
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  • iwoca logo

    iwoca

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      £50,000 p.a.
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  • 365 Business Finance logo

    365 Business Finance

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Last updated on 14 December 2021.

Funding Options Business Loans FAQ

Who are Funding Options?

Funding Options is a platform to help match small businesses with lenders providing capital. Their service is designed to suit small businesses especially, allowing them to assess their funding opportunities across a range of borrowing options. Funding Options uses their proprietary technology to scan the market and match borrowers’ requirements with the lenders most suited to help.

What services do Funding Options offer?

Small businesses browsing the Funding Options website will find that a range of capital products comparisons are available. Funding Options are a credit broker and offer businesses the ability to compare loans, asset financing, bridging loans and business credit cards from over 100 trusted partners, which they have vetted and approved.

How does Funding Options work with their lenders?

Lenders on the Funding Options platform include high street banks, challenger banks, independent lenders and sector specialists.

Funding Options carry out thorough due diligence when selecting lenders - this ensures leading industry lenders are available for consumers and businesses to compare.

How can I apply?

To apply for the financial products listed on their website, businesses need to provide a few details about the type of finance they are looking for. Questions include how much your business is looking to borrow, the date you require the funds by, and what the finance will be used for.

Funding Options then ask for contact details to allow a user to set up an account. After setting up a new account, small businesses will have access to more than 100 partner lenders and a Business Finance Specialist, who will guide them through their funding application.

What interest rates do they offer?

Businesses will be able to compare lenders across various lending criteria, including interest rates. As a variety of lenders and funding products are compared, there are a wide range of interest rates available. The interest your business will be offered depends upon your financial circumstances. For instance, the better your credit score, the better the rates you will be able to attain. The interest rate you can access will vary between lenders and will also be influenced by how much you want to borrow and for how long.

How does Funding Option’s Technology work?

With their advanced, award-winning technology, Funding Option are able to search the market to find the right funding options for your small business, whatever your unique requirements and business background. Their comparison service takes mere minutes. To assess your funding options, just follow these simple steps:

  1. Outline how much you want to borrow and the business case for doing so. You’ll also need to provide some details about your business
  2. Providing this information will trigger comparison details for you to review. These will be based on the information you supplied, including how much you need, what you’ll use it for and your individual circumstances
  3. When you’re happy you have found the right funding for you, it’s time to apply. Funding Options will guide you through the process from beginning to end

Will using their service affect my credit score?

Your business credit score will be unaffected. Funding Options will only perform a soft credit check on your credit file when comparing the market for you. Only when you apply for finance after you’ve assessed your options will your credit score be affected. This means your business is free to assess your options without fear of damaging your ability to secure funding.

Services offered by this provider may change over time. Always check Ts&Cs.