Inspired Finance Business Loans

Inspired Finance Business Loans logo
  • Compare Inspired Finance business finance products in the table below.
  • Get information on terms and amounts for the different commercial loan types that they offer.
  • Click the links provided to apply direct online.
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  • Nationwide Finance Business Finance logo

    Nationwide Finance Business Finance

    • Nationwide Finance help 35,000 businesses get finance each year
    • Direct funder - not a broker
    • Same day decision, funds within 24 hours
    • Minimum Turnover
      No minimum
    • Available Amounts
      £10,000 to £500,000
    • Available Terms
      1 to 5 years
  • Funding Circle logo

    Funding Circle

    • Your business must have a minimum of 2 years’ trading history
    • A leading UK platform for small business loans
    • Simple online application and decisions in as little as 5 hours
    • Rates from 3.9% per year - No early settlement fees
    • Minimum Turnover
      £16,700 p.a.
    • Available Amounts
      £10,000 to £500,000
    • Available Terms
      2 to 6 years
  • Puzzle Funding logo
    Broker

    Puzzle Funding

    • YOUR BUSINESS MUST HAVE A MINIMUM OF 6 MONTHS’ TRADING HISTORY
    • Free service matches your business with over 100 lenders in seconds
    • Apply in 3 minutes and get funds in as little as 1 hour
    • High acceptance rate
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £15,000,000
    • Available Terms
      1 month to 25 years
  • Capify logo

    Capify

    • Your business must have a minimum of 1 years trading history. No sole traders.
    • Capify loans are paid back in very small automated regular payment; either daily or weekly
    • A fast and easy business funding alternative for SMEs
    • Funds can be used for any business purpose, from managing cashflow through to improving technology
    • Minimum Turnover
      £120,000 p.a.
    • Available Amounts
      £5,000 to £500,000
    • Available Terms
      3 to 18 months
  • Fleximize logo

    Fleximize

    • Industry-leading flexibility - top-ups, repayment holidays, penalty-free early repayment, no set-up fees
    • Interest charged on reducing balance, not total loan amount - repay early and only pay for the time you had the loan
    • Apply online in five minutes, typically get a decision in 24 to 48 hours, receive funds the same day
    • Minimum Turnover
      £60,000 p.a.
    • Available Amounts
      £5,000 to £500,000
    • Available Terms
      3 months to 4 years
  • Swoop Funding logo
    Broker

    Swoop Funding

    • Your business must have a minimum of 1 years' trading history
    • Simple, secure and speedy search of 1,000 funding providers without affecting your credit rating
    • Free access every type of finance including the Recovery Loan Scheme
    • Online management allows you to find funding opportunities and track applications
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £10,000,000
    • Available Terms
      3 months to 6 years
  • Funding Xchange logo
    Broker

    Funding Xchange

    • Access 70 lenders from one simple funding request
    • Easily compare the choices available, including RLS options
    • Apply with confidence, no impact on your credit score
    • Minimum Turnover
      £100,000 p.a.
    • Available Amounts
      £1,000 to £500,000
    • Available Terms
      3 months to 5 years
  • iwoca logo

    iwoca

    • Flexible finance for small businesses from £1000 to £200,000
    • No long term commitments and flexible repayments to fit for your business
    • Apply online in minutes for a decision (some decisions may take up to 24 hours)
    • Minimum Turnover
      £50,000 p.a.
    • Available Amounts
      £1,000 to £200,000
    • Available Terms
      up to 12 months
  • Cubefunder logo

    Cubefunder

    • Only available to Limited Companies in England and Wales with 3+ months' trading
    • Fast and Flexible funding from £5,000 - £100,000 for Limited Companies within England and Wales
    • No penalties for Late payments or Early repayment
    • Apply and receive funds within 48 hours
    • Minimum Turnover
      £50,000 p.a.
    • Available Amounts
      £5,000 to £100,000
    • Available Terms
      3 months to 1 year
  • 365 Business Finance logo

    365 Business Finance

    • Your business must process credit and debit card transactions to apply for this product
    • A flexible business funding alternative
    • Cash advanced against card transactions
    • Pay back an affordable % of your card transactions
    • Minimum Turnover
      £10,000+ card transactions per month
    • Available Amounts
      £10,000 to £300,000
    • Available Terms
      4 to 18 months

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Last updated on 14 December 2021.

Inspired Finance FAQ

Who is Inspired Finance?

Inspired Finance is a financial services provider that connects customers with leading finance providers in the UK, including those who are not available on the high street. As an independent entity, it offers its clients a range of options and claims to provide solutions to complex financial needs across different sectors, such as commercial property and development finance.

Is Inspired Finance a lender?

Inspired Finance is not a lender. It functions as an independent company that facilitates loans between lenders and borrowers, assisting in applications. Any financial transactions will take place directly between the lender and the borrower.

Which lenders does Inspired Finance work with?

Inspired Finance works with a range of highs street lenders, as well as other financial providers in the UK who are not available on the high street. These include Santander, Barclays, Satago, United Trust Bank, Funding Circle, Investec and Paragon.

What products and services does Inspired Finance offer?

Inspired Finance offers a range of financial services including commercial finance, invoice finance, development finance, cash flow finance and business loan options.

How does invoice finance work with Inspired Finance?

This product allows businesses to generate cash against the value of their outstanding invoices. Businesses who expect payments from their clients and customers can receive finance covering up to 90 per cent of their unpaid invoice from £3,000 with no maximum limit.

What features does Inspired Finance offer its clients?

Inspired Finance offers its clients online management tools for some of its services allowing clients to check and manage their funds 24/7.

Who can use Inspired Finance invoice financing?

Inspired Finance offers invoice factoring services to several different sectors such as haulage, manufacturing, recruitment, wholesale, couriers / logistics, printing / publishing and construction.

How do I apply for Inspired Finance invoice financing?

To apply for invoice financing with Inspired Finance, you can click on the comparison grid and navigate to the company’s website. You can then click on the applicable link and submit your information to request a quote for your specific circumstance. This will require information such as your most recent management accounts, director history and other relevant business details. Inspired Finance will then process your details and get in touch with you.

How will Inspired Finance process my application?

Inspired Finance will process your application for invoice financing once it has been submitted and perform the necessary due diligence. Clients can expect to receive funds immediately after approval is granted, which could happen on the same day or up to several weeks later, depending on the individual circumstance.

How does Inspired Finance vet borrowers?

Inspired Finance uses a matching algorithm to put businesses in contact with the most appropriate lenders. Lenders will also undertake their own due diligence to confirm that the introduction was suitable and that the information provided is correct before the lending process is initiated.

Are there any restrictions?

Inspired Finance requires clients to have a minimum of £50,000 turnover per annum with businesses required to apply from within UK, excluding the Channel Islands.

Do any additional fees or charges apply?

There are currently no additional fees or charges when using Inspired Finance’s invoice finance services.

Services offered by this provider may change over time. Always check Ts&Cs.